Up
Down
Genisys Credit Union
Genisys® Credit Union Go to main content Login
RESOURCES

Welcome to Genisys Financial Wellness 101

Welcome to

Genisys Financial Wellness 101

Managing personal finances is a necessity for financial health. Being able to avoid financial pitfalls and make wise decisions with your money throughout your life is important. As your Credit Union, we want to help you by providing tools and information that you can use.

What Do You Need Help With?

×

Saving Money

Genisys Blog Articles

Saving and Investing

10 Ways to Save More in the New Year
Authored By: Genisys Credit Union on 1/6/2021

Mature Woman Holding Money

The New Year is a great time to set goals and start fresh. Even if you’re not the best at saving money or cash always seems to be tight, we have ten tips to help you quickly boost your savings this year.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of piggy bank

Greenpath University

Savings Articles

Explore ways to save money by reading through blog articles by the experts at GreenPath Financial Wellness.

Savings Articles

graphic of money bag

   Coach Session  •  3 Minutes

The 50/30/20 Rule for Teens

In this coach session, you will learn about the 50/30/20 rule for splitting funds into needs, wants, and savings, and discover exactly how it applies to your money.

Get Started

   Coach Session  •  3 Minutes

Build Your Emergency Fund

How much you need in your emergency fund is unique to you and your personal circumstances. This Coach Session will help you determine how much you need to save for a potential emergency.

Get Started

×

Building Credit

Genisys Blog Articles

Credit Management

Pros and Cons of Paying a Bill with a Credit Card
Authored By: Genisys Credit Union on 12/23/2020

Woman sitting on couch online shopping with credit card

Credit cards offer incredible convenience. With just a quick swipe or a linked account, a payment can be instantly processed. It seems like a no-brainer to use that convenience for taking the hassle out of paying bills. But, is it a smart idea to pay monthly bills with a credit card?

Choosing to pay a bill with a card can have a significant impact on your general financial wellness — for better or for worse. That’s why it’s important to consider the many variables of this decision before going ahead with it.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of credit cards

Greenpath University

Credit Articles

Explore ways to manage your credit by reading through blog articles by the experts at GreenPath Financial Wellness.

Credit Articles

How Credit Works ebook cover

Free ebook download

How Credit Works  •  eBook

Understanding It and How to Build Yours Right the First Time
Learn what information goes on your credit report, how credit scores are calculated and the way businesses use your credit history to make decisions about your future.

Download eBook

MoneyFit Video Series

Basics of Credit

View all videos in the MoneyFit Video Series.

×

Spending & Budgeting

Genisys Blog Articles

Budgeting

Are Apps Killing Your Budget?
Authored By: Genisys Credit Union on 9/16/2020

Woman Sitting on Couch with Mobile Phone

While there is most likely an app for that, all these apps could be killing your budget. You will be amazed at the wide range of useful apps available for your home computer, mobile devices, tablets, and more. With so many apps available, it’s important to be selective about which apps you choose and how you use them.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of budget graph

Greenpath University

Budgeting Articles

Explore ways to manage your budget by reading through blog articles by the experts at GreenPath Financial Wellness.

Budget Articles

graphic of wallet

   Coach Session  •  Calculator

Budget Calculator

This Budget Calculator provides a way to list your monthly and yearly expenses and compare it to your income, making it simple to create a budget.

Get Started

   Coach Session  •  5 Minutes

Earning Extra Income

When it comes to earning extra income, you’ve got options—and those options have options! In this Coach session, walk through the ins and outs of extra income, including expenses and tax implications.

Get Started

   Coach Session  •  5 Minutes

The Cost of Baby’s First Year

In this coach session, discover how much you’ll need to add to your monthly budget when the baby comes along, and see your one-time expenses based on your preferences.

Get Started

   Coach Session  •  5 Minutes

Trim Your Budget

This Coach walks you through your current spending one category at a time and gives you ideas for cutting costs. As you create new spending goals, you’ll see the power of trimming expenses here and there and identify just how much money you can save each month.

Get Started

   Coach Session  •  5 Minutes

Create A Budget

You need a budget to tell your money where to go, but making one can seem daunting. This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle.

Get Started

MoneyFit Video Series

Setting Up a Successful Budget

View all videos in the MoneyFit Video Series.

×

Managing Debt

Genisys Blog Articles

Credit Management

Pros and Cons of Paying a Bill with a Credit Card
Authored By: Genisys Credit Union on 12/23/2020

Woman sitting on couch online shopping with credit card

Credit cards offer incredible convenience. With just a quick swipe or a linked account, a payment can be instantly processed. It seems like a no-brainer to use that convenience for taking the hassle out of paying bills. But, is it a smart idea to pay monthly bills with a credit card?

Choosing to pay a bill with a card can have a significant impact on your general financial wellness — for better or for worse. That’s why it’s important to consider the many variables of this decision before going ahead with it.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of check and pen

Greenpath University

Managing Debt Articles

Explore ways to manage debt by reading through blog articles by the experts at GreenPath Financial Wellness.

Managing Debt Articles

graphic of pencil and calculator

Greenpath Financial Wellness

Debt Counseling Program

GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life.

Debt Counseling

Debt Management Plan

A Debt Management Plan is designed to pay off the entire amount that you owe, usually within three to five years. It can help you pay off credit card debt faster, and save money on interest charges.

Debt Management

graphic of money payment

   Coach Session  •  5 Minutes

Get Out of Debt

Managing debt is the best way to find financial freedom. This Coach session acts as a virtual Debt Coach, providing useful strategies to manage your personal debt situation and create a plan to pay off your debts.

Get Started

×

Getting Loans

Genisys Blog Articles

Helpful Resources

graphic of money

Greenpath University

Loan Articles

Better understand loan options by reading through blog articles by the experts at GreenPath Financial Wellness.

Loan Articles

Buying Your 1st Car ebook cover

Free ebook download

Buying Your 1st Car  •  eBook

Buying a vehicle - whether it’s a car, truck, or SUV - can be a complicated undertaking. With lots of industry-specific jargon, large numbers and high-pressure sales tactics, each decision can be overwhelming.

Download eBook

   Watch the Video Series

1st Time Homebuyer ebook cover

Free ebook download

1st Time Homebuyer  •  eBook

Buying your first home can be one of the most exhilarating - and stressful - moments of your life and getting everything in order can be daunting. Let this guide help you get ready to purchase a home that's just right!

Download eBook

   Watch the Video Series

graphic of house

   Coach Session  •  5 Minutes

What Mortgage Can I Afford?

Carefully selecting a mortgage that you know you can afford will help ensure that you can successfully pay for your new home. This Coach session will guide you through setting a goal monthly mortgage payment and finding how much house you can afford.

Get Started

×

Planning for Retirement

Genisys Blog Articles

Financial Planning

Financial Disaster Recovery Mode
Authored By: Genisys Credit Union on 1/21/2021

Man looking at camera with serious face

As we sail into 2021, many Americans are struggling with the aftershocks of financial disaster. Whether it’s due to a layoff, a smaller workload, medical expenses or a change in family circumstances, the financial fallout of COVID-19 has been devastating for people in every sector of the economy.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of money

Greenpath University

Retirement Articles

Plan for retirement by reading through blog articles by the experts at GreenPath Financial Wellness.

Retirement Articles

graphic of Genisys Investment Services logo

Genisys Investment Services

Let Us Help You Plan For The Future

Start with a no obligation investment consultation:
Retirement Plans  •  401(k) Plans  •  College Funding

Start Planning

graphic of stacked cash

   Coach Session  •  10 Minutes

Am I Ready to Retire?

Every individual has a different goal for retirement. This Coach guides you through setting a personal retirement goal and predicts your total retirement savings.

Get Started

   Coach Session  •  5 Minutes

Retirement Funds

When you invest in a retirement account, your money will grow until you're ready to retire. But how do you know whether to use a Traditional or Roth retirement account? The Coach session will walk you through both types of accounts and show how your personal retirement savings will be affected by either one.

Get Started

   Coach Session  •  5 Minutes

Term Life Insurance

Most people realize the value of term life insurance to protect and provide for loved ones after they are gone, but haven’t taken the next step to figure out just how much insurance they need. In this Coach session, you’ll figure out why you need life insurance and receive a customized recommendation of the amount of life insurance you need for your exact situation.

Get Started

Saving Money

Saving Money

Genisys Blog Articles

Saving and Investing

10 Ways to Save More in the New Year
Authored By: Genisys Credit Union on 1/6/2021

Mature Woman Holding Money

The New Year is a great time to set goals and start fresh. Even if you’re not the best at saving money or cash always seems to be tight, we have ten tips to help you quickly boost your savings this year.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of piggy bank

Greenpath University

Savings Articles

Explore ways to save money by reading through blog articles by the experts at GreenPath Financial Wellness.

Savings Articles

graphic of money bag

   Coach Session  •  3 Minutes

The 50/30/20 Rule for Teens

In this coach session, you will learn about the 50/30/20 rule for splitting funds into needs, wants, and savings, and discover exactly how it applies to your money.

Get Started

   Coach Session  •  3 Minutes

Build Your Emergency Fund

How much you need in your emergency fund is unique to you and your personal circumstances. This Coach Session will help you determine how much you need to save for a potential emergency.

Get Started

Building Credit

Building Credit

Genisys Blog Articles

Credit Management

Pros and Cons of Paying a Bill with a Credit Card
Authored By: Genisys Credit Union on 12/23/2020

Woman sitting on couch online shopping with credit card

Credit cards offer incredible convenience. With just a quick swipe or a linked account, a payment can be instantly processed. It seems like a no-brainer to use that convenience for taking the hassle out of paying bills. But, is it a smart idea to pay monthly bills with a credit card?

Choosing to pay a bill with a card can have a significant impact on your general financial wellness — for better or for worse. That’s why it’s important to consider the many variables of this decision before going ahead with it.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of credit cards

Greenpath University

Credit Articles

Explore ways to manage your credit by reading through blog articles by the experts at GreenPath Financial Wellness.

Credit Articles

How Credit Works ebook cover

Free ebook download

How Credit Works  •  eBook

Understanding It and How to Build Yours Right the First Time
Learn what information goes on your credit report, how credit scores are calculated and the way businesses use your credit history to make decisions about your future.

Download eBook

MoneyFit Video Series

Basics of Credit

View all videos in the MoneyFit Video Series.

Spending & Budgeting

Spending & Budgeting

Genisys Blog Articles

Budgeting

Are Apps Killing Your Budget?
Authored By: Genisys Credit Union on 9/16/2020

Woman Sitting on Couch with Mobile Phone

While there is most likely an app for that, all these apps could be killing your budget. You will be amazed at the wide range of useful apps available for your home computer, mobile devices, tablets, and more. With so many apps available, it’s important to be selective about which apps you choose and how you use them.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of budget graph

Greenpath University

Budgeting Articles

Explore ways to manage your budget by reading through blog articles by the experts at GreenPath Financial Wellness.

Budget Articles

graphic of wallet

   Coach Session  •  Calculator

Budget Calculator

This Budget Calculator provides a way to list your monthly and yearly expenses and compare it to your income, making it simple to create a budget.

Get Started

   Coach Session  •  5 Minutes

Earning Extra Income

When it comes to earning extra income, you’ve got options—and those options have options! In this Coach session, walk through the ins and outs of extra income, including expenses and tax implications.

Get Started

   Coach Session  •  5 Minutes

The Cost of Baby’s First Year

In this coach session, discover how much you’ll need to add to your monthly budget when the baby comes along, and see your one-time expenses based on your preferences.

Get Started

   Coach Session  •  5 Minutes

Trim Your Budget

This Coach walks you through your current spending one category at a time and gives you ideas for cutting costs. As you create new spending goals, you’ll see the power of trimming expenses here and there and identify just how much money you can save each month.

Get Started

   Coach Session  •  5 Minutes

Create A Budget

You need a budget to tell your money where to go, but making one can seem daunting. This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle.

Get Started

MoneyFit Video Series

Setting Up a Successful Budget

View all videos in the MoneyFit Video Series.

Managing Debt

Managing Debt

Genisys Blog Articles

Credit Management

Pros and Cons of Paying a Bill with a Credit Card
Authored By: Genisys Credit Union on 12/23/2020

Woman sitting on couch online shopping with credit card

Credit cards offer incredible convenience. With just a quick swipe or a linked account, a payment can be instantly processed. It seems like a no-brainer to use that convenience for taking the hassle out of paying bills. But, is it a smart idea to pay monthly bills with a credit card?

Choosing to pay a bill with a card can have a significant impact on your general financial wellness — for better or for worse. That’s why it’s important to consider the many variables of this decision before going ahead with it.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of check and pen

Greenpath University

Managing Debt Articles

Explore ways to manage debt by reading through blog articles by the experts at GreenPath Financial Wellness.

Managing Debt Articles

graphic of pencil and calculator

Greenpath Financial Wellness

Debt Counseling Program

GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life.

Debt Counseling

Debt Management Plan

A Debt Management Plan is designed to pay off the entire amount that you owe, usually within three to five years. It can help you pay off credit card debt faster, and save money on interest charges.

Debt Management

graphic of money payment

   Coach Session  •  5 Minutes

Get Out of Debt

Managing debt is the best way to find financial freedom. This Coach session acts as a virtual Debt Coach, providing useful strategies to manage your personal debt situation and create a plan to pay off your debts.

Get Started

Getting Loans

Getting Loans

Genisys Blog Articles

Helpful Resources

graphic of money

Greenpath University

Loan Articles

Better understand loan options by reading through blog articles by the experts at GreenPath Financial Wellness.

Loan Articles

Buying Your 1st Car ebook cover

Free ebook download

Buying Your 1st Car  •  eBook

Buying a vehicle - whether it’s a car, truck, or SUV - can be a complicated undertaking. With lots of industry-specific jargon, large numbers and high-pressure sales tactics, each decision can be overwhelming.

Download eBook

   Watch the Video Series

1st Time Homebuyer ebook cover

Free ebook download

1st Time Homebuyer  •  eBook

Buying your first home can be one of the most exhilarating - and stressful - moments of your life and getting everything in order can be daunting. Let this guide help you get ready to purchase a home that's just right!

Download eBook

   Watch the Video Series

graphic of house

   Coach Session  •  5 Minutes

What Mortgage Can I Afford?

Carefully selecting a mortgage that you know you can afford will help ensure that you can successfully pay for your new home. This Coach session will guide you through setting a goal monthly mortgage payment and finding how much house you can afford.

Get Started

Planning For Retirement

Planning for Retirement

Genisys Blog Articles

Financial Planning

Financial Disaster Recovery Mode
Authored By: Genisys Credit Union on 1/21/2021

Man looking at camera with serious face

As we sail into 2021, many Americans are struggling with the aftershocks of financial disaster. Whether it’s due to a layoff, a smaller workload, medical expenses or a change in family circumstances, the financial fallout of COVID-19 has been devastating for people in every sector of the economy.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of money

Greenpath University

Retirement Articles

Plan for retirement by reading through blog articles by the experts at GreenPath Financial Wellness.

Retirement Articles

graphic of Genisys Investment Services logo

Genisys Investment Services

Let Us Help You Plan For The Future

Start with a no obligation investment consultation:
Retirement Plans  •  401(k) Plans  •  College Funding

Start Planning

graphic of stacked cash

   Coach Session  •  10 Minutes

Am I Ready to Retire?

Every individual has a different goal for retirement. This Coach guides you through setting a personal retirement goal and predicts your total retirement savings.

Get Started

   Coach Session  •  5 Minutes

Retirement Funds

When you invest in a retirement account, your money will grow until you're ready to retire. But how do you know whether to use a Traditional or Roth retirement account? The Coach session will walk you through both types of accounts and show how your personal retirement savings will be affected by either one.

Get Started

   Coach Session  •  5 Minutes

Term Life Insurance

Most people realize the value of term life insurance to protect and provide for loved ones after they are gone, but haven’t taken the next step to figure out just how much insurance they need. In this Coach session, you’ll figure out why you need life insurance and receive a customized recommendation of the amount of life insurance you need for your exact situation.

Get Started

   Your Financial Toolbox

Use these free personal finance resources to help you along the various stages of your financial journey.

Financial Education for Schools

Students working together at School

It’s never too early to teach kids about money. Use our free resources to give young people a good foundation for understanding the basics of earning, saving and wisely spending money.

High School Financial Reality Fairs
We can facilitate a program either virtually or in-person for students that brings real world simulation experience on how to budget and manage finances.

Genisys Financial Wellness, powered by Banzai
In-depth lessons to help you dive into the financial topics you care most about.
Topics include:  •  Saving  •  Budgeting  •  Credit

Go to main navigation
Genisys-FacebookGenisys-TwitterGenisys-YouTubeGenisys-InstagramGenisys-LinkedIn