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Genisys Financial Wellness 101: Financial Education & Articles

Genisys Financial Wellness 101

Financial Education & Articles

Managing personal finances is a necessity for financial health. Being able to avoid financial pitfalls and make wise decisions with your money throughout your life is important. As your Credit Union, we want to help you by providing tools and information that you can use. Our online financial education tools include articles about everyday money concerns, information and tips on how to plan for your financial future, and online resources to help you manage your current financial situation more easily.

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Tips For Saving Money

Genisys Blog Articles

Saving and Investing

Smart Ways to Save for Retirement
Authored By: Genisys Credit Union on 9/22/2021

Woman pointing to piggybank

Retirement is an aspiration we all hope to reach – sooner rather than later! However, if you’re just starting your career journey, retirement can seem like a lifetime away. For others, it’s right around the corner, and you may be wondering if you’re genuinely prepared, financially speaking. 

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of piggy bank

Greenpath University

Savings Articles

Explore ways to save money by reading through blog articles by the experts at GreenPath Financial Wellness.

Savings Articles

graphic of money bag

   Coach Session  •  3 Minutes

The 50/30/20 Rule for Teens

In this coach session, you will learn about the 50/30/20 rule for splitting funds into needs, wants, and savings, and discover exactly how it applies to your money.

Get Started

   Coach Session  •  3 Minutes

Build Your Emergency Fund

How much you need in your emergency fund is unique to you and your personal circumstances. This Coach Session will help you determine how much you need to save for a potential emergency.

Get Started

×

Building & Improving Your Credit Score

Genisys Blog Articles

Credit Management

Tips for Credit Card Success
Authored By: Genisys Credit Union on 9/15/2021

Man sitting on couch with credit card in hand

When you work diligently to pay off a credit card, nothing is more satisfying than seeing the balance hit $0. It’s a eureka moment – filled with accomplishment and freedom. And your next desire may be to shred the credit card and close the account. But is that the right move?

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of credit cards

Greenpath University

Credit Articles

Explore ways to manage your credit by reading through blog articles by the experts at GreenPath Financial Wellness.

Credit Articles

How Credit Works ebook cover

Free ebook download

How Credit Works  •  eBook

Understanding It and How to Build Yours Right the First Time
Learn what information goes on your credit report, how credit scores are calculated and the way businesses use your credit history to make decisions about your future.

Download eBook

MoneyFit Video Series

Basics of Credit

View all videos in the MoneyFit Video Series.

×

Personal Budget Management Tips

Genisys Blog Articles

Budgeting

Buy Now, Pay Later: Is it a Good Idea?
Authored By: Genisys Credit Union on 7/14/2021

Woman smiling at computer with credit card in hand

Buy now, pay later (BNPL) programs almost seem too good to be true. You can actually walk away with that overpriced exercise bike, entertainment system, sectional sofa or anything else that caught your eye without having the money to pay for it now. And there are almost no eligibility requirements to qualify.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of budget graph

Greenpath University

Budgeting Articles

Explore ways to manage your budget by reading through blog articles by the experts at GreenPath Financial Wellness.

Budget Articles

graphic of wallet

   Coach Session  •  Calculator

Budget Calculator

This Budget Calculator provides a way to list your monthly and yearly expenses and compare it to your income, making it simple to create a budget.

Get Started

   Coach Session  •  5 Minutes

Earning Extra Income

When it comes to earning extra income, you’ve got options—and those options have options! In this Coach session, walk through the ins and outs of extra income, including expenses and tax implications.

Get Started

   Coach Session  •  5 Minutes

The Cost of Baby’s First Year

In this coach session, discover how much you’ll need to add to your monthly budget when the baby comes along, and see your one-time expenses based on your preferences.

Get Started

   Coach Session  •  5 Minutes

Trim Your Budget

This Coach walks you through your current spending one category at a time and gives you ideas for cutting costs. As you create new spending goals, you’ll see the power of trimming expenses here and there and identify just how much money you can save each month.

Get Started

   Coach Session  •  5 Minutes

Create A Budget

You need a budget to tell your money where to go, but making one can seem daunting. This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle.

Get Started

MoneyFit Video Series

Setting Up a Successful Budget

View all videos in the MoneyFit Video Series.

×

Managing Debt

Genisys Blog Articles

Credit Management

Tips for Credit Card Success
Authored By: Genisys Credit Union on 9/15/2021

Man sitting on couch with credit card in hand

When you work diligently to pay off a credit card, nothing is more satisfying than seeing the balance hit $0. It’s a eureka moment – filled with accomplishment and freedom. And your next desire may be to shred the credit card and close the account. But is that the right move?

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of check and pen

Greenpath University

Managing Debt Articles

Explore ways to manage debt by reading through blog articles by the experts at GreenPath Financial Wellness.

Managing Debt Articles

graphic of pencil and calculator

Greenpath Financial Wellness

Debt Counseling Program

GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life.

Debt Counseling

Debt Management Plan

A Debt Management Plan is designed to pay off the entire amount that you owe, usually within three to five years. It can help you pay off credit card debt faster, and save money on interest charges.

Debt Management

graphic of money payment

   Coach Session  •  5 Minutes

Get Out of Debt

Managing debt is the best way to find financial freedom. This Coach session acts as a virtual Debt Coach, providing useful strategies to manage your personal debt situation and create a plan to pay off your debts.

Get Started

×

How To Get a Loan

Genisys Blog Articles

Helpful Resources

graphic of money

Greenpath University

Loan Articles

Better understand loan options by reading through blog articles by the experts at GreenPath Financial Wellness.

Loan Articles

Buying Your 1st Car ebook cover

Free ebook download

Buying Your 1st Car  •  eBook

Buying a vehicle - whether it’s a car, truck, or SUV - can be a complicated undertaking. With lots of industry-specific jargon, large numbers and high-pressure sales tactics, each decision can be overwhelming.

Download eBook

   Watch the Video Series

1st Time Homebuyer ebook cover

Free ebook download

1st Time Homebuyer  •  eBook

Buying your first home can be one of the most exhilarating - and stressful - moments of your life and getting everything in order can be daunting. Let this guide help you get ready to purchase a home that's just right!

Download eBook

   Watch the Video Series

graphic of house

   Coach Session  •  5 Minutes

What Mortgage Can I Afford?

Carefully selecting a mortgage that you know you can afford will help ensure that you can successfully pay for your new home. This Coach session will guide you through setting a goal monthly mortgage payment and finding how much house you can afford.

Get Started

×

Retirement Planning Tips

Genisys Blog Articles

Financial Planning

Partner with a Financial Advisor Early
Authored By: Genisys Credit Union on 8/4/2021

Woman smiling at camera

Many misconceptions come with the term “financial advisor.” For many, partnering with a financial advisor is something you do later in life as you approach retirement. Others may assume they cannot afford one, or they don’t have enough funds saved to justify their services. Before you put off working with a financial advisor, you must understand how their services can impact your financial future.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of money

Greenpath University

Retirement Articles

Plan for retirement by reading through blog articles by the experts at GreenPath Financial Wellness.

Retirement Articles

graphic of Genisys Investment Services logo

Genisys Investment Services

Let Us Help You Plan For The Future

Start with a no obligation investment consultation:
Retirement Plans  •  401(k) Plans  •  College Funding

Start Planning

graphic of stacked cash

   Coach Session  •  10 Minutes

Am I Ready to Retire?

Every individual has a different goal for retirement. This Coach guides you through setting a personal retirement goal and predicts your total retirement savings.

Get Started

   Coach Session  •  5 Minutes

Retirement Funds

When you invest in a retirement account, your money will grow until you're ready to retire. But how do you know whether to use a Traditional or Roth retirement account? The Coach session will walk you through both types of accounts and show how your personal retirement savings will be affected by either one.

Get Started

   Coach Session  •  5 Minutes

Term Life Insurance

Most people realize the value of term life insurance to protect and provide for loved ones after they are gone, but haven’t taken the next step to figure out just how much insurance they need. In this Coach session, you’ll figure out why you need life insurance and receive a customized recommendation of the amount of life insurance you need for your exact situation.

Get Started

Tips for Saving Money

Tips For Saving Money

Genisys Blog Articles

Saving and Investing

Smart Ways to Save for Retirement
Authored By: Genisys Credit Union on 9/22/2021

Woman pointing to piggybank

Retirement is an aspiration we all hope to reach – sooner rather than later! However, if you’re just starting your career journey, retirement can seem like a lifetime away. For others, it’s right around the corner, and you may be wondering if you’re genuinely prepared, financially speaking. 

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of piggy bank

Greenpath University

Savings Articles

Explore ways to save money by reading through blog articles by the experts at GreenPath Financial Wellness.

Savings Articles

graphic of money bag

   Coach Session  •  3 Minutes

The 50/30/20 Rule for Teens

In this coach session, you will learn about the 50/30/20 rule for splitting funds into needs, wants, and savings, and discover exactly how it applies to your money.

Get Started

   Coach Session  •  3 Minutes

Build Your Emergency Fund

How much you need in your emergency fund is unique to you and your personal circumstances. This Coach Session will help you determine how much you need to save for a potential emergency.

Get Started

Building & Improving Your Credit Score

Building & Improving Your Credit Score

Genisys Blog Articles

Credit Management

Tips for Credit Card Success
Authored By: Genisys Credit Union on 9/15/2021

Man sitting on couch with credit card in hand

When you work diligently to pay off a credit card, nothing is more satisfying than seeing the balance hit $0. It’s a eureka moment – filled with accomplishment and freedom. And your next desire may be to shred the credit card and close the account. But is that the right move?

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of credit cards

Greenpath University

Credit Articles

Explore ways to manage your credit by reading through blog articles by the experts at GreenPath Financial Wellness.

Credit Articles

How Credit Works ebook cover

Free ebook download

How Credit Works  •  eBook

Understanding It and How to Build Yours Right the First Time
Learn what information goes on your credit report, how credit scores are calculated and the way businesses use your credit history to make decisions about your future.

Download eBook

MoneyFit Video Series

Basics of Credit

View all videos in the MoneyFit Video Series.

Personal Budget Management Tips

Personal Budget Management Tips

Genisys Blog Articles

Budgeting

Buy Now, Pay Later: Is it a Good Idea?
Authored By: Genisys Credit Union on 7/14/2021

Woman smiling at computer with credit card in hand

Buy now, pay later (BNPL) programs almost seem too good to be true. You can actually walk away with that overpriced exercise bike, entertainment system, sectional sofa or anything else that caught your eye without having the money to pay for it now. And there are almost no eligibility requirements to qualify.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of budget graph

Greenpath University

Budgeting Articles

Explore ways to manage your budget by reading through blog articles by the experts at GreenPath Financial Wellness.

Budget Articles

graphic of wallet

   Coach Session  •  Calculator

Budget Calculator

This Budget Calculator provides a way to list your monthly and yearly expenses and compare it to your income, making it simple to create a budget.

Get Started

   Coach Session  •  5 Minutes

Earning Extra Income

When it comes to earning extra income, you’ve got options—and those options have options! In this Coach session, walk through the ins and outs of extra income, including expenses and tax implications.

Get Started

   Coach Session  •  5 Minutes

The Cost of Baby’s First Year

In this coach session, discover how much you’ll need to add to your monthly budget when the baby comes along, and see your one-time expenses based on your preferences.

Get Started

   Coach Session  •  5 Minutes

Trim Your Budget

This Coach walks you through your current spending one category at a time and gives you ideas for cutting costs. As you create new spending goals, you’ll see the power of trimming expenses here and there and identify just how much money you can save each month.

Get Started

   Coach Session  •  5 Minutes

Create A Budget

You need a budget to tell your money where to go, but making one can seem daunting. This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle.

Get Started

MoneyFit Video Series

Setting Up a Successful Budget

View all videos in the MoneyFit Video Series.

Managing Debt

Managing Debt

Genisys Blog Articles

Credit Management

Tips for Credit Card Success
Authored By: Genisys Credit Union on 9/15/2021

Man sitting on couch with credit card in hand

When you work diligently to pay off a credit card, nothing is more satisfying than seeing the balance hit $0. It’s a eureka moment – filled with accomplishment and freedom. And your next desire may be to shred the credit card and close the account. But is that the right move?

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of check and pen

Greenpath University

Managing Debt Articles

Explore ways to manage debt by reading through blog articles by the experts at GreenPath Financial Wellness.

Managing Debt Articles

graphic of pencil and calculator

Greenpath Financial Wellness

Debt Counseling Program

GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life.

Debt Counseling

Debt Management Plan

A Debt Management Plan is designed to pay off the entire amount that you owe, usually within three to five years. It can help you pay off credit card debt faster, and save money on interest charges.

Debt Management

graphic of money payment

   Coach Session  •  5 Minutes

Get Out of Debt

Managing debt is the best way to find financial freedom. This Coach session acts as a virtual Debt Coach, providing useful strategies to manage your personal debt situation and create a plan to pay off your debts.

Get Started

How To Get a Loan

How To Get a Loan

Genisys Blog Articles

Helpful Resources

graphic of money

Greenpath University

Loan Articles

Better understand loan options by reading through blog articles by the experts at GreenPath Financial Wellness.

Loan Articles

Buying Your 1st Car ebook cover

Free ebook download

Buying Your 1st Car  •  eBook

Buying a vehicle - whether it’s a car, truck, or SUV - can be a complicated undertaking. With lots of industry-specific jargon, large numbers and high-pressure sales tactics, each decision can be overwhelming.

Download eBook

   Watch the Video Series

1st Time Homebuyer ebook cover

Free ebook download

1st Time Homebuyer  •  eBook

Buying your first home can be one of the most exhilarating - and stressful - moments of your life and getting everything in order can be daunting. Let this guide help you get ready to purchase a home that's just right!

Download eBook

   Watch the Video Series

graphic of house

   Coach Session  •  5 Minutes

What Mortgage Can I Afford?

Carefully selecting a mortgage that you know you can afford will help ensure that you can successfully pay for your new home. This Coach session will guide you through setting a goal monthly mortgage payment and finding how much house you can afford.

Get Started

Retirement Planning Tips

Retirement Planning Tips

Genisys Blog Articles

Financial Planning

Partner with a Financial Advisor Early
Authored By: Genisys Credit Union on 8/4/2021

Woman smiling at camera

Many misconceptions come with the term “financial advisor.” For many, partnering with a financial advisor is something you do later in life as you approach retirement. Others may assume they cannot afford one, or they don’t have enough funds saved to justify their services. Before you put off working with a financial advisor, you must understand how their services can impact your financial future.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of money

Greenpath University

Retirement Articles

Plan for retirement by reading through blog articles by the experts at GreenPath Financial Wellness.

Retirement Articles

graphic of Genisys Investment Services logo

Genisys Investment Services

Let Us Help You Plan For The Future

Start with a no obligation investment consultation:
Retirement Plans  •  401(k) Plans  •  College Funding

Start Planning

graphic of stacked cash

   Coach Session  •  10 Minutes

Am I Ready to Retire?

Every individual has a different goal for retirement. This Coach guides you through setting a personal retirement goal and predicts your total retirement savings.

Get Started

   Coach Session  •  5 Minutes

Retirement Funds

When you invest in a retirement account, your money will grow until you're ready to retire. But how do you know whether to use a Traditional or Roth retirement account? The Coach session will walk you through both types of accounts and show how your personal retirement savings will be affected by either one.

Get Started

   Coach Session  •  5 Minutes

Term Life Insurance

Most people realize the value of term life insurance to protect and provide for loved ones after they are gone, but haven’t taken the next step to figure out just how much insurance they need. In this Coach session, you’ll figure out why you need life insurance and receive a customized recommendation of the amount of life insurance you need for your exact situation.

Get Started

   Your Financial Toolbox

Use these free personal finance resources to help you along the various stages of your financial journey.

Financial Education for Schools

Students working together at School

It’s never too early to teach kids about money. Use our free resources to give young people a good foundation for understanding the basics of earning, saving and wisely spending money.

High School Financial Reality Fairs
We can facilitate a program either virtually or in-person for students that brings real world simulation experience on how to budget and manage finances.

Genisys Financial Wellness, powered by Banzai
In-depth lessons to help you dive into the financial topics you care most about.
Topics include:  •  Saving  •  Budgeting  •  Credit

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