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Genisys Financial Wellness 101: Financial Education & Articles

Genisys Financial Wellness 101

Financial Education & Articles

Managing personal finances is a necessity for financial health. Being able to avoid financial pitfalls and make wise decisions with your money throughout your life is important. As your Credit Union, we want to help you by providing tools and information that you can use. Our online financial education tools include articles about everyday money concerns, information and tips on how to plan for your financial future, and online resources to help you manage your current financial situation more easily.

What Do You Need Help With?

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Tips For Saving Money

Genisys Blog Articles

Saving and Investing

Pros and Cons of Saving vs. Investing
Authored By: Genisys Credit Union on 8/10/2022

Woman smiling at desk with papers in front of her

One of the most popular questions people ask is whether they should save their money or invest it. The simple answer: both. While investing your money traditionally earns more than a savings account, there are some risks and downsides.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of piggy bank

Greenpath University

Savings Articles

Explore ways to save money by reading through blog articles by the experts at GreenPath Financial Wellness.

Savings Articles

graphic of money bag

   Coach Session  •  3 Minutes

The 50/30/20 Rule for Teens

In this coach session, you will learn about the 50/30/20 rule for splitting funds into needs, wants, and savings, and discover exactly how it applies to your money.

Get Started

   Coach Session  •  3 Minutes

Build Your Emergency Fund

How much you need in your emergency fund is unique to you and your personal circumstances. This Coach Session will help you determine how much you need to save for a potential emergency.

Get Started

   Coach Session  •  5 Minutes

Financial Wellness Assessment

The Financial Wellness Assessment lets you take a step back, analyze your spending, budgeting, and saving habits so you can reflect on how you're currently managing personal finances.

Get Started

   Coach Session  •  3 Minutes

Saving with a Purpose

This Coach session will help you set concrete savings goals and show you how much you need to save every month to reach them.

Get Started

×

Building & Improving Your Credit Score

Genisys Blog Articles

Credit Management

Tips to Pay Off Debt Quicker
Authored By: Genisys Credit Union on 11/23/2022

Guy smiling in camera with thumbs up gesture

Loans are commonplace in our society, and most people will carry a variety of debts during their lifetime. Whether an auto loan or a credit card, debt has the same weight – a monthly bill you must pay back. While it's not always the easiest thing to do, your goal should be to repay your balance as quickly as possible. Doing so can positively affect both your financial and mental well-being. 

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of credit cards

Greenpath University

Credit Articles

Explore ways to manage your credit by reading through blog articles by the experts at GreenPath Financial Wellness.

Credit Articles

graphic of toolbox

   Coach Session  •  5 Minutes

Repairing Credit

In this Coach session, get ideas for repairing your credit score in the short- and long-term and create an actionable list.

Get Started

How Credit Works ebook cover

Free ebook download

How Credit Works  •  eBook

Understanding It and How to Build Yours Right the First Time
Learn what information goes on your credit report, how credit scores are calculated and the way businesses use your credit history to make decisions about your future.

Download eBook

MoneyFit Video Series

Basics of Credit

View all videos in the MoneyFit Video Series.

×

Personal Budget Management Tips

Genisys Blog Articles

Budgeting

Tips for Shopping Early this Holiday Season
Authored By: Genisys Credit Union on 10/12/2022

Friends shopping with bags at the mallFall is here, which means the winter holidays are right around the corner. Everyone can feel a little overwhelmed during the holiday season, leading to procrastination, shopping anxiety, or delayed gift picking. But the holidays are meant to be full of fun and love, so minimizing your stress is the best strategy for thoroughly enjoying the holidays. 

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of budget graph

Greenpath University

Budgeting Articles

Explore ways to manage your budget by reading through blog articles by the experts at GreenPath Financial Wellness.

Budget Articles

graphic of wallet

   Coach Session  •  Calculator

Budget Calculator

This Budget Calculator provides a way to list your monthly and yearly expenses and compare it to your income, making it simple to create a budget.

Get Started

   Coach Session  •  5 Minutes

Earning Extra Income

When it comes to earning extra income, you’ve got options—and those options have options! In this Coach session, walk through the ins and outs of extra income, including expenses and tax implications.

Get Started

   Coach Session  •  5 Minutes

The Cost of Baby’s First Year

In this coach session, discover how much you’ll need to add to your monthly budget when the baby comes along, and see your one-time expenses based on your preferences.

Get Started

   Coach Session  •  5 Minutes

Trim Your Budget

This Coach walks you through your current spending one category at a time and gives you ideas for cutting costs. As you create new spending goals, you’ll see the power of trimming expenses here and there and identify just how much money you can save each month.

Get Started

   Coach Session  •  5 Minutes

Create A Budget

You need a budget to tell your money where to go, but making one can seem daunting. This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle.

Get Started

   Coach Session  •  7 Minutes

The Cost of College

Planning for college means anticipating big changes to your budget. This Coach session will walk you through the biggest expenses you’ll need to pay and help you create a list of expenses for one year.

Get Started

MoneyFit Video Series

Setting Up a Successful Budget

View all videos in the MoneyFit Video Series.

×

Managing Debt

Genisys Blog Articles

Credit Management

Tips to Pay Off Debt Quicker
Authored By: Genisys Credit Union on 11/23/2022

Guy smiling in camera with thumbs up gesture

Loans are commonplace in our society, and most people will carry a variety of debts during their lifetime. Whether an auto loan or a credit card, debt has the same weight – a monthly bill you must pay back. While it's not always the easiest thing to do, your goal should be to repay your balance as quickly as possible. Doing so can positively affect both your financial and mental well-being. 

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of check and pen

Greenpath University

Managing Debt Articles

Explore ways to manage debt by reading through blog articles by the experts at GreenPath Financial Wellness.

Managing Debt Articles

graphic of pencil and calculator

Greenpath Financial Wellness

Debt Counseling Program

GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life.

Debt Counseling

Debt Management Plan

A Debt Management Plan is designed to pay off the entire amount that you owe, usually within three to five years. It can help you pay off credit card debt faster, and save money on interest charges.

Debt Management

graphic of money payment

   Coach Session  •  5 Minutes

Get Out of Debt

Managing debt is the best way to find financial freedom. This Coach session acts as a virtual Debt Coach, providing useful strategies to manage your personal debt situation and create a plan to pay off your debts.

Get Started

×

How To Get a Loan

Genisys Blog Articles

Helpful Resources

graphic of money

Greenpath University

Loan Articles

Better understand loan options by reading through blog articles by the experts at GreenPath Financial Wellness.

Loan Articles

Buying Your 1st Car ebook cover

Free ebook download

Buying Your 1st Car  •  eBook

Buying a vehicle - whether it’s a car, truck, or SUV - can be a complicated undertaking. With lots of industry-specific jargon, large numbers and high-pressure sales tactics, each decision can be overwhelming.

Download eBook

   Watch the Video Series

1st Time Homebuyer ebook cover

Free ebook download

1st Time Homebuyer  •  eBook

Buying your first home can be one of the most exhilarating - and stressful - moments of your life and getting everything in order can be daunting. Let this guide help you get ready to purchase a home that's just right!

Download eBook

   Watch the Video Series

graphic of house

   Coach Session  •  5 Minutes

What Mortgage Can I Afford?

Carefully selecting a mortgage that you know you can afford will help ensure that you can successfully pay for your new home. This Coach session will guide you through setting a goal monthly mortgage payment and finding how much house you can afford.

Get Started

   Coach Session  •  7 Minutes

What Auto Loan Can I Afford?

This Coach starts by walking you through a doable monthly payment, based on your income and expenses, then shows you a purchase price range that fits your budget.

Get Started

×

Retirement Planning Tips

Genisys Blog Articles

Financial Planning

6 Ways Your Small Business Can Fight Inflation
Authored By: Genisys Credit Union on 10/26/2022

Dad and daughter in business

Life as a small business owner is never easy. But the last couple of years has brought obstacles no one saw coming. Finally, as the challenges brought forth by the pandemic started to wane, new burdens emerged. Supply chain issues and record levels of inflation have business owners scratching their heads, wondering if this run of bad luck will ever end. 

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of money

Greenpath University

Retirement Articles

Plan for retirement by reading through blog articles by the experts at GreenPath Financial Wellness.

Retirement Articles

graphic of Genisys Investment Services logo

Genisys Investment Services

Let Us Help You Plan For The Future

Start with a no obligation investment consultation:
Retirement Plans  •  401(k) Plans  •  College Funding

Start Planning

graphic of stacked cash

   Coach Session  •  10 Minutes

Am I Ready to Retire?

Every individual has a different goal for retirement. This Coach guides you through setting a personal retirement goal and predicts your total retirement savings.

Get Started

   Coach Session  •  5 Minutes

Retirement Funds

When you invest in a retirement account, your money will grow until you're ready to retire. But how do you know whether to use a Traditional or Roth retirement account? The Coach session will walk you through both types of accounts and show how your personal retirement savings will be affected by either one.

Get Started

   Coach Session  •  5 Minutes

Term Life Insurance

Most people realize the value of term life insurance to protect and provide for loved ones after they are gone, but haven’t taken the next step to figure out just how much insurance they need. In this Coach session, you’ll figure out why you need life insurance and receive a customized recommendation of the amount of life insurance you need for your exact situation.

Get Started

   Coach Session  •  5 Minutes

Make the Most of your HSA or FSA

This Coach will provide information on both types of accounts, guide you through estimating your health care costs, and suggest how much you should contribute to your HSA or FSA.

Get Started

Tips for Saving Money

Tips For Saving Money

Genisys Blog Articles

Saving and Investing

Pros and Cons of Saving vs. Investing
Authored By: Genisys Credit Union on 8/10/2022

Woman smiling at desk with papers in front of her

One of the most popular questions people ask is whether they should save their money or invest it. The simple answer: both. While investing your money traditionally earns more than a savings account, there are some risks and downsides.

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of piggy bank

Greenpath University

Savings Articles

Explore ways to save money by reading through blog articles by the experts at GreenPath Financial Wellness.

Savings Articles

graphic of money bag

   Coach Session  •  3 Minutes

The 50/30/20 Rule for Teens

In this coach session, you will learn about the 50/30/20 rule for splitting funds into needs, wants, and savings, and discover exactly how it applies to your money.

Get Started

   Coach Session  •  3 Minutes

Build Your Emergency Fund

How much you need in your emergency fund is unique to you and your personal circumstances. This Coach Session will help you determine how much you need to save for a potential emergency.

Get Started

   Coach Session  •  5 Minutes

Financial Wellness Assessment

The Financial Wellness Assessment lets you take a step back, analyze your spending, budgeting, and saving habits so you can reflect on how you're currently managing personal finances.

Get Started

   Coach Session  •  3 Minutes

Saving with a Purpose

This Coach session will help you set concrete savings goals and show you how much you need to save every month to reach them.

Get Started

Building & Improving Your Credit Score

Building & Improving Your Credit Score

Genisys Blog Articles

Credit Management

Tips to Pay Off Debt Quicker
Authored By: Genisys Credit Union on 11/23/2022

Guy smiling in camera with thumbs up gesture

Loans are commonplace in our society, and most people will carry a variety of debts during their lifetime. Whether an auto loan or a credit card, debt has the same weight – a monthly bill you must pay back. While it's not always the easiest thing to do, your goal should be to repay your balance as quickly as possible. Doing so can positively affect both your financial and mental well-being. 

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of credit cards

Greenpath University

Credit Articles

Explore ways to manage your credit by reading through blog articles by the experts at GreenPath Financial Wellness.

Credit Articles

graphic of toolbox

   Coach Session  •  5 Minutes

Repairing Credit

In this Coach session, get ideas for repairing your credit score in the short- and long-term and create an actionable list.

Get Started

How Credit Works ebook cover

Free ebook download

How Credit Works  •  eBook

Understanding It and How to Build Yours Right the First Time
Learn what information goes on your credit report, how credit scores are calculated and the way businesses use your credit history to make decisions about your future.

Download eBook

MoneyFit Video Series

Basics of Credit

View all videos in the MoneyFit Video Series.

Personal Budget Management Tips

Personal Budget Management Tips

Genisys Blog Articles

Budgeting

Tips for Shopping Early this Holiday Season
Authored By: Genisys Credit Union on 10/12/2022

Friends shopping with bags at the mallFall is here, which means the winter holidays are right around the corner. Everyone can feel a little overwhelmed during the holiday season, leading to procrastination, shopping anxiety, or delayed gift picking. But the holidays are meant to be full of fun and love, so minimizing your stress is the best strategy for thoroughly enjoying the holidays. 

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of budget graph

Greenpath University

Budgeting Articles

Explore ways to manage your budget by reading through blog articles by the experts at GreenPath Financial Wellness.

Budget Articles

graphic of wallet

   Coach Session  •  Calculator

Budget Calculator

This Budget Calculator provides a way to list your monthly and yearly expenses and compare it to your income, making it simple to create a budget.

Get Started

   Coach Session  •  5 Minutes

Earning Extra Income

When it comes to earning extra income, you’ve got options—and those options have options! In this Coach session, walk through the ins and outs of extra income, including expenses and tax implications.

Get Started

   Coach Session  •  5 Minutes

The Cost of Baby’s First Year

In this coach session, discover how much you’ll need to add to your monthly budget when the baby comes along, and see your one-time expenses based on your preferences.

Get Started

   Coach Session  •  5 Minutes

Trim Your Budget

This Coach walks you through your current spending one category at a time and gives you ideas for cutting costs. As you create new spending goals, you’ll see the power of trimming expenses here and there and identify just how much money you can save each month.

Get Started

   Coach Session  •  5 Minutes

Create A Budget

You need a budget to tell your money where to go, but making one can seem daunting. This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle.

Get Started

   Coach Session  •  7 Minutes

The Cost of College

Planning for college means anticipating big changes to your budget. This Coach session will walk you through the biggest expenses you’ll need to pay and help you create a list of expenses for one year.

Get Started

MoneyFit Video Series

Setting Up a Successful Budget

View all videos in the MoneyFit Video Series.

Managing Debt

Managing Debt

Genisys Blog Articles

Credit Management

Tips to Pay Off Debt Quicker
Authored By: Genisys Credit Union on 11/23/2022

Guy smiling in camera with thumbs up gesture

Loans are commonplace in our society, and most people will carry a variety of debts during their lifetime. Whether an auto loan or a credit card, debt has the same weight – a monthly bill you must pay back. While it's not always the easiest thing to do, your goal should be to repay your balance as quickly as possible. Doing so can positively affect both your financial and mental well-being. 

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of check and pen

Greenpath University

Managing Debt Articles

Explore ways to manage debt by reading through blog articles by the experts at GreenPath Financial Wellness.

Managing Debt Articles

graphic of pencil and calculator

Greenpath Financial Wellness

Debt Counseling Program

GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life.

Debt Counseling

Debt Management Plan

A Debt Management Plan is designed to pay off the entire amount that you owe, usually within three to five years. It can help you pay off credit card debt faster, and save money on interest charges.

Debt Management

graphic of money payment

   Coach Session  •  5 Minutes

Get Out of Debt

Managing debt is the best way to find financial freedom. This Coach session acts as a virtual Debt Coach, providing useful strategies to manage your personal debt situation and create a plan to pay off your debts.

Get Started

How To Get a Loan

How To Get a Loan

Genisys Blog Articles

Helpful Resources

graphic of money

Greenpath University

Loan Articles

Better understand loan options by reading through blog articles by the experts at GreenPath Financial Wellness.

Loan Articles

Buying Your 1st Car ebook cover

Free ebook download

Buying Your 1st Car  •  eBook

Buying a vehicle - whether it’s a car, truck, or SUV - can be a complicated undertaking. With lots of industry-specific jargon, large numbers and high-pressure sales tactics, each decision can be overwhelming.

Download eBook

   Watch the Video Series

1st Time Homebuyer ebook cover

Free ebook download

1st Time Homebuyer  •  eBook

Buying your first home can be one of the most exhilarating - and stressful - moments of your life and getting everything in order can be daunting. Let this guide help you get ready to purchase a home that's just right!

Download eBook

   Watch the Video Series

graphic of house

   Coach Session  •  5 Minutes

What Mortgage Can I Afford?

Carefully selecting a mortgage that you know you can afford will help ensure that you can successfully pay for your new home. This Coach session will guide you through setting a goal monthly mortgage payment and finding how much house you can afford.

Get Started

   Coach Session  •  7 Minutes

What Auto Loan Can I Afford?

This Coach starts by walking you through a doable monthly payment, based on your income and expenses, then shows you a purchase price range that fits your budget.

Get Started

Retirement Planning Tips

Retirement Planning Tips

Genisys Blog Articles

Financial Planning

6 Ways Your Small Business Can Fight Inflation
Authored By: Genisys Credit Union on 10/26/2022

Dad and daughter in business

Life as a small business owner is never easy. But the last couple of years has brought obstacles no one saw coming. Finally, as the challenges brought forth by the pandemic started to wane, new burdens emerged. Supply chain issues and record levels of inflation have business owners scratching their heads, wondering if this run of bad luck will ever end. 

Read More »
Share: Share on Facebook Share on Twitter Share on Google+

View All Genisys Blog Articles

Helpful Resources

graphic of money

Greenpath University

Retirement Articles

Plan for retirement by reading through blog articles by the experts at GreenPath Financial Wellness.

Retirement Articles

graphic of Genisys Investment Services logo

Genisys Investment Services

Let Us Help You Plan For The Future

Start with a no obligation investment consultation:
Retirement Plans  •  401(k) Plans  •  College Funding

Start Planning

graphic of stacked cash

   Coach Session  •  10 Minutes

Am I Ready to Retire?

Every individual has a different goal for retirement. This Coach guides you through setting a personal retirement goal and predicts your total retirement savings.

Get Started

   Coach Session  •  5 Minutes

Retirement Funds

When you invest in a retirement account, your money will grow until you're ready to retire. But how do you know whether to use a Traditional or Roth retirement account? The Coach session will walk you through both types of accounts and show how your personal retirement savings will be affected by either one.

Get Started

   Coach Session  •  5 Minutes

Term Life Insurance

Most people realize the value of term life insurance to protect and provide for loved ones after they are gone, but haven’t taken the next step to figure out just how much insurance they need. In this Coach session, you’ll figure out why you need life insurance and receive a customized recommendation of the amount of life insurance you need for your exact situation.

Get Started

   Coach Session  •  5 Minutes

Make the Most of your HSA or FSA

This Coach will provide information on both types of accounts, guide you through estimating your health care costs, and suggest how much you should contribute to your HSA or FSA.

Get Started

   Your Financial Toolbox

Use these free personal finance resources to help you along the various stages of your financial journey.

Financial Education for Schools

Students working together at School

It’s never too early to teach kids about money. Use our free resources to give young people a good foundation for understanding the basics of earning, saving and wisely spending money.

High School Financial Reality Fairs
We can facilitate a program either virtually or in-person for students that brings real world simulation experience on how to budget and manage finances.

Genisys Financial Wellness, powered by Banzai
In-depth lessons to help you dive into the financial topics you care most about.
Topics include:  •  Saving  •  Budgeting  •  Credit

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