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Green and Clean Energy Loans

Finance your energy efficiency updates with Genisys and the Michigan Saves Loan program.

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Energy Efficiency Loan

Are there updates and improvements that your house could use that would also make it more energy efficient? A great loan for energy efficiency updates is available through the Michigan Saves Loan program.

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What is an Energy Efficiency Loan?

An Energy Efficiency Loan allows you to work with Michigan Saves authorized contractors for energy efficient home renovations.

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Genisys Credit Union is a select lender for the Michigan Saves program. This home energy improvement program is different than a home equity loan. A Michigan Saves authorized contractor* will walk you through the process of applying for the Michigan Saves, energy efficiency loan. Replace old appliances, your furnace, windows, or make other energy efficiency upgrades.

  • Low fixed rates
  • Borrow up to $40,000
  • Loan terms up to 180 months
  • Combine with federal tax credit for more savings when available

 

Knowledge Center

How Does the Process Work?

1

Find an Authorized Contractor

Find your Michigan Saves contractor* to get an estimate on qualifying home energy improvements.

Find a Contractor

2

Complete a Home Analysis

Participating contractors will complete an analysis of your home to determine its energy efficiency and the areas that you may be able to be more energy efficient.

3

Obtain your Energy Efficiency Loan

Be sure to mention that you are a Genisys Credit Union member, the contractor can help you obtain a low interest Michigan Saves Loan through Genisys Credit Union. Once the loan is approved, your contractor can get right to work.

 

Eligible Home Improvements

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Roofing

Roofing

Air Sealing

Air Sealing

Solar Photovoltaic (PV)

Solar Photovoltaic (PV)

Heating & Air Conditioning

Heating & Air Conditioning

Insulation

Insulation

Water Heater

Water Heater

Low-Flow Fixtures

Low-Flow Fixtures

Electric Vehicle (EV) Charging Station

Electric Vehicle (EV) Charging Station

 

Energy Efficiency Loan FAQs

 

More Questions?

If you have any questions in regards to the program, please call an External Lending Representative at 248-322-9800, ext. 1190 or visit the Michigan Saves website at www.michigansaves.org.

*Note: Genisys Credit Union and Michigan Saves does not endorse any particular contractor. While the contractors in the contractor directory have met certain requirements for participation, you will be entering into a direct relationship with the contractor of your choice and it is important that you review their credentials, qualifications, and references to make an informed decision.

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