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Business Checking Accounts

Convenient options for small businesses!

 

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If you own your own business, you know how important it is to have a business checking account that’s easy to access, but versatile enough to handle all your business banking needs. Business owners in Michigan, as well as select counties of Minnesota and Pennsylvania can come to Genisys Credit Union to open a business checking account. Our credit union business accounts are easy to use, easy to access, and cost less than your bank's business checking account. These days it’s important to save any money you can on fees. So check out all of these credit union business checking account rates and fees and compare them with your bank. We believe you’ll be pleasantly surprised with the services we offer.

 

Business Checking Plus

  • Average daily balance of $10,000 required
  • $15 monthly fee if balance drops below the average daily balance requirement
  • Earn dividends based on your balance. Three tiers; $10,000, $50,000 and $100,000. 
  • Account is eligible for Courtesy Pay overdraft protection and Genisys Online Bill Pay
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Business Checking Plus
Effective Date: Sunday, October 13th, 2024
Minimum BalanceDividend RateAPY*
$10,000-49,999 0.05% 0.05%
$50,000-99,999 0.10% 0.10%
$100,000 + 0.20% 0.20%

*Annual Percentage Yield designated as APY.

 

Standard Business Checking

  • Average daily balance of $2,500 required
  • $10 monthly fee if balance drops below the average daily balance requirement*
  • Account is eligible for Courtesy Pay overdraft protection and Online Bill Pay
  • No interest earned
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Get ready to save on your business accounts with an easy to use Genisys business checking account. Our business accounts offer easy access to your money online and get the overdraft protection you need.

Sign when using your Genisys Credit Union Debit Business Card to earn automatic rebates

Receive a FREE Genisys Rewards Debit Mastercard®  with your Genisys Credit Union business checking account.  Our Debit Mastercard® offers a variety of convenient access methods to your checking account and gives you a Rewards program that lets you earn points redeemable for exciting rewards!

Learn about all the Mastercard® benefits you get with a Genisys Rewards Debit Mastercard® for your business checking account.

Get Started

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Business Checking FAQs

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