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College Rewards Checking

A special package of services for college students.

 

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College Checking & College Rewards Checking Accounts

Being a college student comes with many challenges.  Genisys wants to make it easy and affordable for you to manage your finances while you focus on your studies.

College Checking Accounts

The essential elements of a college checking account are low fees, convenient access to funds through a wide ATM network, a debit card, and mobile and online access.
A student checking account from Genisys Checking Account delivers it all.

 

  • FREE Checking – No monthly fees, no minimum balance requirement
  • FREE Mobile Banking apps for iPhone and Android – Includes mobile check deposit
  • FREE Online Banking
  • NO SURCHARGE ATM access at nearly 30,000 Co-Op Network ATM locations nationwide
  • Six FREE ATM transactions per month at non-Genisys ATMs
  • FREE Genisys Rewards Debit MasterCard
  • FREE eStatements and notices – Don’t worry about changing your address.
  • FREE Online or Mobile Bill Pay when you elect to receive eStatements
  • FREE customized Text and Email Alerts to help you track your accounts and avoid fees
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Genisys College Rewards Money Market Account

If you are in college and considering opening a money market account, Genisys has a special credit union money market account for you to help you earn money market account rates on your hard-earned savings.

As a college student, you are eligible for the College Rewards Money Market when you open a College Checking account or standard checking account and sign up for eStatements.

  • $100 minimum balance to earn dividends
  • Dividends earned based on a six-tiered rate structure

 

College Rewards Money Market
Effective Date: Tuesday, December 3rd, 2024
Daily Balance TiersDividend RateAPY*
$100 - $9,999 1.30% 1.31%
$10,000 - $24,999 1.50% 1.51%
$25,000 - $49,999 1.70% 1.71%
$50,000 - $74,999 1.75% 1.76%
$75,000 - $99,999 1.95% 1.97%
$100,000 - $249,999 2.15% 2.17%
$250,000 and over 2.35% 2.38%

Open an Account   Open in Online Banking Savings Growth Calculator

*Annual Percentage Yield designated as APY and subject to change at any time. College Rewards Money Market: minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.

First-Time Auto Buyers Program

A reliable car is often a critical factor in successfully completing your studies. Genisys offers a variety of terms for new and used vehicle loans so you can get a payment that fits your monthly budget. We provide financing at excellent rates for first-time auto buyers who have limited or no credit history.  Apply online today, visit a Genisys branch or call us at 800-521-8440 ext. 5.

Apply Online

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Get Started

How would you like to begin?

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Student Checking FAQs

 

More Financial Information for College Students

From the Genisys Blog

10 Strategies to Maximize Your College Budget
10 Strategies to Maximize Your College Budget
Authored By: Genisys Credit Union on

Heading off to college is an exciting time. You’ll meet new people, explore new places, and experience new things. But it’s no secret that college isn’t cheap. That’s why it’s crucial that you have a budget that’s both realistic and flexible.

Read More »

Student Loan Repayment, Simplified
Student Loan Repayment, Simplified
Authored By: Genisys Credit Union on

After a historical hiatus throughout the pandemic, borrowers now face federal student loan repayment. Evaluating your full financial picture and making a repayment plan goes a long way towards reducing stress and uncertainty. Student loan interest will resume starting on Sept. 1, 2023, and payments will be due starting in October.

Read More »

How Do College Scholarships Work?
How Do College Scholarships Work?
Authored By: Genisys Credit Union on

Attending college and earning a degree in a field you’re passionate about is a dream for many. After countless hours studying and working towards your goal, there’s no better feeling than holding that college acceptance letter in your hands. Now that you’ve passed the first major hurdle, it’s time to start preparing for the next…how to pay for school.

Read More »

Maximize Your Summer to Boost Your Budget
Maximize Your Summer to Boost Your Budget
Authored By: Genisys Credit Union on

The cost of higher education continues to rise every year. Between tuition, living expenses, transportation, the price tag of a college degree can leave many feeling stressed about how they can afford it. Scholarships and grants are great if you can qualify for them. However, an easier way is to change how you spend your summers.

 

Read More »

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