Young man shopping with credit card When you start working and paying your own bills, it doesn’t take long to realize that a credit card is a necessary financial tool. You need a credit card to complete many transactions even if you don’t need to go into debt. Plus, without a credit card, your credit score may not be as high as it can be.

With these benefits of credit cards, it’s important to make sure your use of that plastic does not cause you harm. Practice these good credit card health habits to be sure having a credit card does you more good than bad.

10 Savings Tips Your Future Self Will Thank You For
Authored By: Genisys Credit Union on 5/8/2019

Young Woman placing money into a piggy bank

Does it seem like saving money is a luxury you can’t afford? Do you have good intentions to save, but unexpected needs always seem to arise? Are you counting on your “future self” to come to the rescue?

You’re not alone. According to the Federal Reserve’s Report on the Economic Well-Being of U.S. Households, 40% of adults feel they don’t have enough saved to cover a $400 emergency. Many of us are familiar with financial stress like this. Luckily, there is hope.

Read more Genisys Blog Articles

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