Current Promotions

Auto Loans

as low as 3.79% APR⁵

Whether you’re buying new, used, or refinancing your current vehicle, our Auto Loans offer competitive rates and flexible terms to keep more money in your pocket. 

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Soak Up Summer Savings!

as low as 8.74% APR¹

If you're looking to pay for summertime expenses, like outdoor yard projects or a summer vacation, check out our Summer Loan Special. 

Expires on 8/31/26 Learn More

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Skip Your Next Payment

Life is full of surprises, and sometimes you just need a little extra cash in your pocket. With the Genisys Skip Loan Payment program, you can choose to skip up to two non-consecutive payments per year on qualifying loans.

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Credit Card Balance Transfer

3.99% Intro APR²

Transfer your high-interest credit card balances and save with a low introductory rate. It’s a simple way to get ahead and pay down debt faster.

Expires on 6/30/26 Transfer & Save

Certificate Specials

as high as 4.30% APY³

Take advantage of our limited-time CD Specials and earn more on your savings with a guaranteed return. It’s a smart way to make your money work harder, without market risk.

Limited Time Offer View all CD Rates

Boat & RV Loans

as low as 5.49% APR⁴

Heading to a boat or RV show? Lock in a great deal with our Boat & RV Loans and enjoy flexible financing designed to fit your lifestyle and budget.

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1. *APR is Annual Percentage Rate. Rate is determined at time of application based on individual credit experience. Minimum credit rating required to qualify for this loan. Approximate monthly payment would be $45.57 per $1,000 borrowed at 8.74% for 24 months. Approximate monthly payment would be $20.75 per $1,000 borrowed at 8.99% for 60 months. Actual term will vary based on loan amount borrowed. Limited time offer and may end at any time.
2. APR is Annual Percentage Rate. Must meet credit qualifications. After 12 months the APR will revert to the standard card rate at that time for any remaining balances. Existing cardholders eligible for transfer special if they apply and obtain a credit limit increase of $1,000 or more. Offer expires 6/30/26. New Credit card applications must be received by 6/23/26 to be eligible for balance transfer. Funds cannot be used to pay off existing Genisys Loans or Genisys Credit Cards.
3. Annual Percentage Yield designated as APY. Certificate specials are for a limited time and the credit union may end it at anytime without notice. Minimum certificate opening balance is $500. Specials are non-renewable. Penalty for early withdrawal.
4. Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Available to credit scores of 725+. Loan to value (LTV) up to 90%. Additional down payment may be required. Approximate monthly payment for $30,000 borrowed would be $237.08 at 4.99% APR for 180 months. 
5. Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $29.43 per $1,000 borrowed at 3.79% for 36 months.