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Current Promotions

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Auto Loans

as low as 3.79% APR5

Whether you’re buying new, used, or refinancing your current vehicle, our Auto Loans offer competitive rates and flexible terms to keep more money in your pocket. 

Learn More
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Give a Kid a Smart Start

Chance to Win $5001

Open a new youth membership with a High-Yield Youth Savings account or a Genius High Yield Checking account for the chance to win $500.1

Expires on 4/30/26Learn More
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Credit Card Balance Transfer

3.99% Intro APR2

Transfer your high-interest credit card balances and save with a low introductory rate. It’s a simple way to get ahead and pay down debt faster.

Expires on 4/30/26 Transfer & Save
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Certificate Specials

as high as 4.00% APY3

Take advantage of our limited-time CD Specials and earn more on your savings with a guaranteed return. It’s a smart way to make your money work harder, without market risk.

Limited Time Offer View all CD Rates
Man driving a boat with wife sitting on the bow
Boat & RV Loans

as low as 5.49% APR4

Heading to a boat or RV show? Lock in a great deal with our Boat & RV Loans and enjoy flexible financing designed to fit your lifestyle and budget.

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  1. Contest runs from March 1, 2026-April 30, 2026. New memberships opened with a High-Yield Youth Savings or Genius High-Yield Checking will be entered in our random drawing to win $500. The winner will be selected the week of May 4, 2026, contacted by Genisys Credit Union, and funds deposited into the primary savings account.
  2. APR is Annual Percentage Rate. Must meet credit qualifications. After 12 months the APR will revert to the standard card rate at that time for any remaining balances. Existing cardholders eligible for transfer special if they apply and obtain a credit limit increase of $1,000 or more. Offer expires 4/30/26. New Credit card applications must be received by 4/24/26 to be eligible for balance transfer. Funds cannot be used to pay off existing Genisys Loans or Genisys Credit Cards.
  3. Annual Percentage Yield designated as APY. Certificate specials are for a limited time and the credit union may end it at anytime without notice. Minimum certificate opening balance is $500. Specials are non-renewable. Penalty for early withdrawal.
  4. Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Available to credit scores of 725+. Loan to value (LTV) up to 90%. Additional down payment may be required. Approximate monthly payment for $30,000 borrowed would be $237.08 at 4.99% APR for 180 months. 
  5. Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $29.43 per $1,000 borrowed at 3.79% for 36 months.

 

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