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Business Savings Certificates

Maximize Returns with Our Business Savings Certificates

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Take your business to the next level with our Business Savings Certificates. Benefit from competitive interest rates and the security of guaranteed returns, providing your business with the financial stability it deserves.

 

Business Savings Certificates

When you are looking for a safe, guaranteed return on your money, a Certificate Savings Account from Genisys is a great choice. You will earn a fixed rate, guaranteed for the term you choose. Open a Genisys Business Certificate with as little as $100 with terms from 6 months to 5 years.

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Certificate Specials
Effective Date: Sunday, December 15th, 2024
TermDividend RateAPY*
7 Months 4.65% 4.73%
13 Months 4.00% 4.06%
19 Months 4.10% 4.16%
25 Months 4.20% 4.27%

Open an Account   Open Certificate in Online Banking Certificate Calculator

*Annual Percentage Yield designated as APY.

Certificate specials are for a limited time and the credit union may end it at anytime without notice. Minimum certificate opening balance is $500. Specials are non-renewable. 7 month term will renew into a 6 month term, 13 month term will renew into a 12 month term, 19 month term will renew into a 18 month term and 25 month term will renew into an 24 month term. Penalty for early withdrawal.

Term Certificates $500 and Above
Effective Date: Sunday, December 15th, 2024
TermDividend RateAPY*
6 Months 3.65% 3.70%
1 Year 3.39% 3.43%
18 Months 3.45% 3.49%
2 Years 3.55% 3.60%
3 Years 3.64% 3.69%
4 Years 3.71% 3.76%
5 Years 3.75% 3.80%

Open an Account   Open Certificate in Online Banking Certificate Calculator

$500 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal.

Jumbo and Jumbo IRA Certificates $100,000 and Above
Effective Date: Sunday, December 15th, 2024
TermDividend RateAPY*
6 Months 3.70% 3.75%
1 Year 3.44% 3.48%
18 Months 3.50% 3.55%
2 Years 3.60% 3.65%
3 Years 3.69% 3.74%
4 Years 3.76% 3.81%
5 Years 3.80% 3.85%

Open an Account   Open Certificate in Online Banking Certificate Calculator

$100,000 is the minimum balance required to open account and earn APY.  Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal.

Flex Certificate $100 and Above
Effective Date: Sunday, December 15th, 2024
TermDividend RateAPY*
1 Year (1,2) 3.29% 3.33%
Open an Account   Open Certificate in Online Banking Certificate Calculator
  1. Annual Percentage Yield designated as APY and subject to change at any time..
  2. Additional deposits of $10 to $25,000 allowed per day. One time option to change the rate offered on the same product. One time option to withdraw up to 25% of principal with no penalty.  Penalty for early withdrawal.

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