When you are looking for a safe, guaranteed return on your money, a Certificate Savings Account from Genisys is a great choice. You will earn a fixed rate, guaranteed for the term you choose. Open a Genisys Business Certificate with as little as $100 with terms from 6 months to 5 years.
Sometimes referred to as a “business CD”, business savings certificates are similar to normal savings certificates in that they allow you to save a designated amount of money for a longer term, helping you accrue dividends over time.
Businesses of any kind can open a savings certificate, from sole proprietorships to LLCs, and even corporations. The type of business you operate may impact your initial deposit and/or minimum deposit requirements.
To open a business CD with Genisys Credit Union, all you need is your business formation documents, your EIN (Employer Identification Number), and tax number or SSN. Additional identification may be required for anyone else being granted access to your account. Initial deposits may be as little as $100.
Term | Dividend Rate | APY* |
---|---|---|
7 Months | 4.40% | 4.48% |
13 Months | 4.10% | 4.16% |
14 Month Flex CD1 | 4.30% | 4.37% |
19 Months | 4.00% | 4.06% |
25 Months | 4.15% | 4.22% |
30 Months | 4.25% | 4.32% |
Open an Account Open in Online Banking Certificate Calculator *Annual Percentage Yield designated as APY. Certificate specials are for a limited time and the credit union may end it at anytime without notice. Minimum certificate opening balance is $500. Specials are non-renewable. 7 month term will renew into a 6 month term, 13 month term will renew into a 12 month term, 19 month term will renew into a 18 month term, 25 month term will renew into an 24 month term and 30 month term will renew into an 24 month term. Penalty for early withdrawal. 1. Additional deposits of $10 to $25,000 allowed per day. One time option to change the rate offered on the same product. One time option to withdraw up to 25% of principal with no penalty. Penalty for early withdrawal. |
Term | Dividend Rate | APY* |
---|---|---|
6 Months | 3.40% | 3.44% |
1 Year | 3.42% | 3.46% |
18 Months | 3.60% | 3.65% |
2 Years | 3.68% | 3.73% |
3 Years | 3.73% | 3.78% |
4 Years | 3.73% | 3.78% |
5 Years | 3.73% | 3.78% |
Open an Account Open in Online Banking Certificate Calculator $500 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal. |
Term | Dividend Rate | APY* |
---|---|---|
6 Months | 3.45% | 3.49% |
1 Year | 3.47% | 3.52% |
18 Months | 3.65% | 3.70% |
2 Years | 3.73% | 3.78% |
3 Years | 3.78% | 3.83% |
4 Years | 3.78% | 3.83% |
5 Years | 3.78% | 3.83% |
Open an Account Open in Online Banking Certificate Calculator $100,000 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal. |
Term | Dividend Rate | APY* |
---|---|---|
1 Year | 3.32% | 3.36% |
14 Month Flex CD Special | 4.30% | 4.37% |
Open an Account Open in Online Banking Certificate Calculator
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