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Baby, Adoption & IVF Loans

We can help regardless of how you start your family!

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Looking to adopt? Considering in vitro fertilization? Ready to head into the hospital to have your baby? When it's time to expand your family, even if you have excellent insurance, there are still many costs that are not covered - but that’s where Genisys Credit Union baby loans & adoption loans can help.

The costs of adopting or having a baby can sneak up on you. No matter how or where you give birth or adopt your child, the bills can start to pile up pretty quickly - and may not be covered by your insurance in certain situations. Genisys Credit Union offers a selection of loans including baby loans, fertility loans, and loans for adoption to help you better manage the costs of bringing your new little one home.

 

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Baby Loans

For something so small, babies sure have a way of spending money! Even the most routine childbirth can carry a high price tag with it, but Genisys is here to help. Our baby loans are a specialized form of medical loans that can help cover the costs associated with live hospital birth, even above what your insurance might offer.

Adoption Loans

Genisys offers loans for adoption that can help pay for the various expenses associated with adoption, such as processing fees, application fees, and required legal fees when adopting under certain circumstances. If you’re planning to adopt, Genisys can help you stay prepared for the various expenses and fees that come with adoption.

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Pregnant couple sitting on a couch

IVF & Fertility Loans

IVF or fertility procedures can help families get help starting the family they’ve always wanted - but these procedures can come at a cost. Genisys offers fertility loans and loans for IVF that can be used to help pay for the medical costs that stem from giving birth through in vitro fertilization (IVF) procedures, which oftentimes are not fully covered by insurance.

Whether you're already expecting or if you are looking into adoption or in vitro fertilization (IVF), a Baby and Adoption Loan from Genisys is here to give you the absolute best for your child.

These loans offer high credit limits, with flexible terms and low fixed rates. For even more loan options, check out the rest of our personal loans to see what Genisys can do for you.

Baby and Adoption Loan Special
Effective Date: Sunday, December 15th, 2024
Loan AmountAPR as low as*Approximate Term
$5,000 - $30,000 9.49% up to 60 months
$5,000 - $30,000 9.99% up to 72 months

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*Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer. Approximate monthly payment would be $25.56 per $1,000 borrowed at 10.49% for 48 months or $21.69 per $1,000 borrowed at 10.99% for 60 months.

 

Baby and Adoption Loan
Effective Date: Sunday, December 15th, 2024
Loan AmountAPR as low as*Approximate Term
$500 - $50,000 10.24% up to 72 months

Apply Online

*Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $21.84 per $1,000 borrowed at 11.24% for 60 months. Maximum total unsecured credit allowed is $50,000.

 

Get Started

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Not what you are looking for? 
We are happy to discuss your needs and find the perfect loan for you.  

Contact us at 248-322-9800 x5 or find your local branch. We are happy to help!

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