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Medical & Dental Loans

Taking Care of You!

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Medical and dental insurance doesn't cover everything, and with high deductibles sometimes you may just need a little help. Whether you’re undergoing an elective procedure to help make your life better or if you’ve encountered an emergency medical cost above and beyond what your insurance is willing to pay for, medical loans and dental loans are a great way to help reduce some of your anxiety about paying for costly medical procedures of all kinds.

 

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Medical Loans

Medical loans are the perfect loan to help cover the cost of any medical procedure above and beyond what your insurance can cover. A type of personal loan, these unsecured medical loans can help pay for virtually any expense you can encounter during a medical procedure, from paying off medical bills and prescriptions to covering your living expenses during your recovery.

Dental Loans

Dental health is paramount, but paying for it is never fun. Our dental loans can help you cover the cost of any dental procedure you might need, from minor fillings and cleanings to major surgeries, even getting dental implants. Whatever your teeth need help with, Genisys offers loans for any kind of dental work.

Woman sitting in dentist's chair looking in a mirror 
A doctor drawing lines on patient's face for a cosmetic procedure

Cosmetic Surgery Loans

Cosmetic surgery goes above and beyond the “plastic surgery” you used to hear about on TV. From simple surgeries to help with appearance, to major weight loss surgeries, even to necessary surgeries to help recover from other medical issues, Genisys offers cosmetic surgery loans to help cover the cost of your cosmetic procedure.

Surgery Loans

All surgeries, major or minor, can have a big impact on your life, and an even bigger impact on your finances. Biopsies, vision correction, artery bypass - whatever surgery you need, Genisys has the surgery loans to help pay for it. Our surgery loans can work to cover the cost of your procedure even above and beyond your insurance.

Don't put off elective procedures that insurance might not cover.  Medical Loans and Dental Loans from Genisys can be used for a number of medical procedures including cosmetic surgery, elective procedures, even dental surgery. Weight loss surgery loans, dental implant loans - whatever your medical need, Genisys Credit Union can help you finance it when your insurance won’t.

These loans offer high credit limits, with flexible terms and low fixed rates.

Medical and Dental Loan Special
Effective Date: Monday, December 2nd, 2024
Loan AmountAPR as low as*Approximate Term
$5,000 - $30,000 9.49% up to 60 months
$5,000 - $30,000 9.99% up to 72 months

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*Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer. Approximate monthly payment would be $25.56 per $1,000 borrowed at 10.49% for 48 months or $21.69 per $1,000 borrowed at 10.99% for 60 months.

 

Medical and Dental Loan
Effective Date: Monday, December 2nd, 2024
Loan AmountAPR as low as*Approximate Term
$500 - $50,000 10.24% up to 72 months

Apply Online

*Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $21.84 per $1,000 borrowed at 11.24% for 60 months. Maximum total unsecured credit allowed is $50,000.

 

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Not what you are looking for?
We are happy to discuss your needs and find the perfect loan for you.  

Contact us at 248-322-9800 x5 or find your local branch. We are happy to help!

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