Genisys Auto, Boat and RV Loans
Budget-Friendly Loans for Wherever You Play.
Rates as low as 5.99% APR*
| New Auto Loan Rates & Used Auto Loan Rates (By Model Year) | ||
| Effective Date: Thursday, June 8th, 2023 | ||
| Model Year | APR as low as* | Maximum Term |
| 2017 and newer | 5.99% | up to 60 months |
| 2017 and newer | 6.24% | 61-72 month |
| 2019 and newer | 6.74% | 73-84 months** |
| 2014-2016 | 6.49% | up to 60 months |
| 2013 & older | 6.99% | up to 60 months |
Enjoy no payments for 90 days for borrowers with excellent credit2
*Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months. 290 days no payment offer available to credit scores of 680 and higher. Interest accrues during the deferral period. | ||
New, Used, Refinanced or Lease Buyout Car Loans.
Buying a car should be an exciting time, but we know how stressful finding the perfect car loan can be. Take some of the hassle out of finding your dream car with a credit union car loan from Genisys! New cars, used cars, daily drivers, or the dream car you've always wanted, Genisys has the flexible car loans to get you in the driver's seat. Just a click away!
Rates as low as 6.49% APR*
| Recreational Vehicle/Boats | ||
| Effective Date: Thursday, June 8th, 2023 | ||
| Boat, RV, Camper, Motorcycle, Personal watercraft, ATV, Snowmobile | ||
| Loan Amount | APR as low as* | Term |
| $0.00 - $9,999 | 6.49% | 60 Months |
| $10,000 - $14,999 | 6.99% | 84 Months |
| $15,000 - $19,999 | 7.49% | 120 Months |
| $20,000 - $29,999 | 7.49% | 144 Months |
| $30,000 - up | 7.49% | 180 Months |
| $75,000 - up | 7.99% | 240 Months |
*Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Payment protection packages available on loan terms of 120 months or less. To qualify for 240 month term, collateral must meet requirements under the Internal Revenue Code deduction for interest paid; must contain sleeping, cooking, and toilet facilities. Approximate monthly payment would be $19.56 per $1,000 borrowed at 6.49% for 60 months. Financing available up to 125% for qualified borrowers. | ||
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We Finance Fun!
Here in Michigan, Minnesota and Pennsylvania we're blessed with many beautiful waterways and vacation spots. Get a jump on vacation time by getting your boat loan or RV loan now from Genisys Credit Union. Let us help you with our variety of new and used boat loans and RV loans created to get the good times rolling! When you finance your boat, RV, or other leisure vehicles at Genisys, it can be more affordable than you think.
*Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Click here for details.
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