Auto Loan & Financing Calculator - Genisys® Credit Union

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Lease vs. Buy

The choice is clear. Take the rebate & finance through Genisys!

Why Buying is Best

  • Doesn't require significant money down & payments start the following month
  • No mileage restrictions or penalties
  • No fees or wear and tear charges
  • Payment-free once loan is paid off
  • Own "equity" in vehicle to trade in, sell or donate
  • Buying at lease-end is usually more expensive than buying outright
  • You choose your financial institution & to work with someone you trust

If you keep your vehicle after loan-end, the long-term cost of buying is ALWAYS LESS than leasing!

Check out our lease vs buy calculator.

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