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Personal LoansPersonal loans from Genisys Credit Union

Whether you need extra cash for a large purchase, special occasion, or some other expense, a personal loan can be a great way to pay for it. 

More than just a debt consolidation loan, personal loans are a great way to pay for expenses both planned and unplanned.  Whether you’re looking to improve your home, start a family, or pay for that dream vacation you finally decided to go on, Genisys offers convenient personal loans and lines of credit giving you the financial security you need to cover these expenses.

With low interest rates, flexible terms and an unsecured line of credit option for even more spending power, look to a personal loan for things like:


Personal Loan Special
Effective Date: Wednesday, November 14th, 2018
NameAPR as low as*Approximate Term
Personal Loan Special 7.99%

up to 60 months

*Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $20,000 with terms up to 60 months. No additional discounts available. Limited time offer.  Approximate monthly payment would be $20.27 per $1,000 borrowed at 7.99% for 60 months.

Holiday Loan
Effective Date: Wednesday, November 14th, 2018
NameAPR as low as*Approximate Term
Holiday Loan 8.25% up to 48 Months
*Rate is determined at time of application based on individual credit experience. Minimum credit rating required to qualify for this loan. Approximate monthly payment would be $24.53 per $1,000 borrowed at 8.25% for 48 months.

Personal Loans
Effective Date: Wednesday, November 14th, 2018
NameAPR as low as*Approximate Term

Personal Loans

8.99%

up to 60 months

*Rates and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $20.75 per $1,000 borrowed at 8.75% for 60 months.  Maximum total unsecured credit allowed is $50,000.

Personal Line of Credit
Effective Date: Wednesday, November 14th, 2018
Overdrafts to your checking account
APR as low as*Maximum APR
10.90% 18.00%
*Rates may vary depending upon credit qualifications.  Maximum loan amount $10,000.  Payments do not begin until an advance is made.  Funds are accessed by transferring funds to your Genisys checking account.

Common Personal Loan FAQs

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