Whether you need extra cash for a large purchase, special occasion, or some other expense, a personal loan can be a great way to pay for it. Genisys Credit Union offers convenient, easy-to-access personal loans that offer the flexibility you need to pay for a number of expenses, whether they’re something you expected or something that snuck up on you.
More than just a debt consolidation loan, personal loans are a great way to pay for expenses both planned and unplanned. Many personal loans are small loans that can help you finance a number of purchases or expenses, allowing you a degree of financial security you might not have had in the event of an emergency expense or sudden purchase opportunity. Even if you’re still getting started building credit, beginner loans can be a great way to start your credit off right.
No matter what your specific financial need, Genisys offers versatile and convenient personal loans to help with whatever may arise. Even lower credit scores, or less-than-perfect credit, may be considered for a personal loan depending on a number of unique financial circumstances and other factors.
Our lines of credit let you borrow against a set credit amount in whatever amount you need, transferring the money directly to your checking account. With a line of credit from Genisys, you have the flexibility to borrow the exact amount you need, whenever you need it most.
| Name | APR as low as* | Approximate Term |
|---|---|---|
| Summer Loan | 8.99% | up to 24 Months |
| Summer Loan | 9.24% | up to 60 Months |
*Annual Percentage Rate (APR) is determined at time of application based on individual credit experience. Minimum credit rating required to qualify for this loan. Approximate monthly payment would be $45.68 per $1,000 borrowed at 8.99% for 24 months. Approximate monthly payment would be $20.88 per $1,000 borrowed at 9.24% for 60 months. Actual term will vary based on loan amount borrowed. Limited time offer subject to change without notice. | ||
| Loan Amount | APR as low as* | Approximate Term |
|---|---|---|
| $5,000 - $30,000 | 10.49% | up to 48 months |
| $5,000 - $30,000 | 10.99% | up to 60 months |
*Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer. Approximate monthly payment would be $25.56 per $1,000 borrowed at 10.49% for 48 months or $21.69 per $1,000 borrowed at 10.99% for 60 months. | ||
| Loan Amount | APR as low as* | Approximate Term |
|---|---|---|
| $500 - $50,000 | 11.24% | up to 60 months |
*Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $21.84 per $1,000 borrowed at 11.24% for 60 months. Maximum total unsecured credit allowed is $50,000. | ||
| APR as low as* | Maximum APR |
|---|---|
| 11.99% | 18.00% |
*Annual Percentage Rates (APR) may vary depending upon credit qualifications. Maximum loan amount $10,000. Payments do not begin until an advance is made. Funds are accessed by transferring funds to your Genisys checking account. | |
