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Personal Loans & Personal Line of CreditPersonal loans from Genisys Credit Union

Whether you need extra cash for a large purchase, special occasion, or some other expense, a personal loan can be a great way to pay for it. Genisys Credit Union offers convenient, easy-to-access personal loans that offer the flexibility you need to pay for a number of expenses, whether they’re something you expected or something that snuck up on you.

More than just a debt consolidation loan, personal loans are a great way to pay for expenses both planned and unplanned.  Many personal loans are small loans that can help you finance a number of purchases or expenses, allowing you a degree of financial security you might not have had in the event of an emergency expense or sudden purchase opportunity.

Genisys also offers unsecured personal lines of credit for additional flexibility. Our lines of credit let you borrow against a set credit amount in whatever amount you need, transferring the money directly to your checking account. With a line of credit from Genisys, you have the flexibility to borrow the exact amount you need, whenever you need it most.

No matter what your specific financial need, Genisys offers versatile and convenient personal loans to help with whatever may arise. Take a look at the variety of personal loans we offer and find the one that can best help you and your family:

 

 

Summer Loan
Effective Date: Friday, July 3rd, 2020
NameRateTermMaximum Loan Amount
Summer Loan 7.25% APR up to 48 months up to $5,000
*Annual Percentage Rate (APR) is determined at time of application based on individual credit experience. Minimum credit rating required to qualify for this loan. Approximate monthly payment would be $24.06 per $1,000 borrowed at 7.25% for 48 months.

Personal Loan Special
Effective Date: Friday, July 3rd, 2020
NameAPR as low as*Approximate Term
Personal Loan Special 7.49%

up to 60 months

*Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $20,000 with terms up to 60 months. No additional discounts available. Limited time offer.  Approximate monthly payment would be $20.03 per $1,000 borrowed at 7.49% for 60 months.

Personal Loans
Effective Date: Friday, July 3rd, 2020
NameAPR as low as*Approximate Term

Personal Loans

9.24%

up to 60 months

*Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $20.88 per $1,000 borrowed at 9.24% for 60 months.  Maximum total unsecured credit allowed is $50,000.

Personal Line of Credit
Effective Date: Friday, July 3rd, 2020
Overdrafts to your checking account
APR as low as*Maximum APR
8.99% 18.00%
*Annual Percentage Rates (APR) may vary depending upon credit qualifications.  Maximum loan amount $10,000.  Payments do not begin until an advance is made.  Funds are accessed by transferring funds to your Genisys checking account.

Common Personal Loan FAQs

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