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Personal LoansPersonal loans from Genisys Credit Union

Money for almost any reason

Sometimes you need a little extra cash for those things in life that just come up.  We have two great options depending on what works best for you.

Personal Loans

Whether you need extra cash for a large purchase, debt consolidation, or some other expense that does not have collateral, a signature loan can be a great way to pay for it.

  • Low interest rates
  • Terms up to 60 months
  • Maximum total unsecured credit allowed is $50,000

Personal Line of Credit

This unsecured, revolving line of credit lets you borrow funds as needed.  Borrow up to $10,000 for expenses and pay nothing until you take an advance.

  • Overdraft protection on your Genisys Credit Union checking account
  • Emergencies and unexpected expenses
  • Vacations or other large purchases
  • Access your Personal Line of Credit by transferring funds to your Genisys checking account

Summer Loan
Effective Date: Wednesday, May 24th, 2017
NameRateTermMaximum Loan Amount

Summer Loan

7.75% APR up to 48 months up to $5,000
Rate is determined at time of application based on individual credit experience. Minimum credit rating required to qualify for this loan. Approximate monthly payment would be $24.30 per $1,000 borrowed at 7.75% for 48 months.

Personal Loans
Effective Date: Wednesday, May 24th, 2017
NameAPR as low as*Approximate Term

Personal Loans

8.75%

up to 60 months

*Rates and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $20.65 per $1,000 borrowed at 8.75% for 60 months.

Personal Loan Special
Effective Date: Wednesday, May 24th, 2017
NameAPR as low as*Approximate Term

Personal Loan Special

6.74%

up to 60 months

*Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $20,000 with terms up to 60 months. No additional discounts available. Limited time offer.  Approximate monthly payment would be $19.68 per $1,000 borrowed at 6.74% for 60 months.

Common Personal Loan FAQs

Apply your way

 

 

Personal loans offer rates ranging from 6.74%APR - 17.75% APR depending on credit worthiness with terms up to 60 months.  No loan fees associated with the personal loans.  Rates and terms may change without notice.

 

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