If you're worried about how to do your everyday financial tasks while social distancing and staying home, worry no more - we are here to ease any stress. With mobile banking, handling your finances remotely can be convenient even after COVID-19 passes.
You’re able to access your account from the comfort of your couch, deposit checks, pay bills, and transfer money with only a few taps on your smartphone.
Access Your Account Anywhere, Anytime
Imagine you’re preparing to place your next Shipt order. Do you have enough money in your checking account? With mobile banking, it’s no problem! You can easily transfer money between accounts in a few taps. You can even receive a notification for your recent Shipt order to know if it processed or not. Or what about when you’re binge-watching that popular Netflix series and aren’t sure if your paycheck was deposited yet…again, no problem. Just login on your phone and check your recent deposits.
You might also want to set up eAlerts to be notified of your check being deposited. How cool is that? Or what if your balance falls below $500? You can receive a text or email alerting you, with mobile banking, you are in complete control of your accounts.
Bill Pay Becomes Easier
Have you ever thought you paid a bill only to find out later you completely forgot? This is a thing of the past with mobile banking. As soon as a bill arrives, simply login, follow the steps and pay the bill instantly with online bill pay. You can even schedule payments for any date in the future!
If you have a list of due dates for each bill, you can set reminders within your mobile phone’s calendar to notify you to pay that bill. You can avoid making payments over the phone or going online to each individual site, with mobile banking you can log in and pay your bill instantly. Thus, you never have to worry about missing a bill or loan payment again!
Deposit Checks Immediately
Remote deposit offers the convenience and flexibility of depositing checks through your mobile phone. Think of the time you received a check, placed it in your wallet for safekeeping and completely forgot about it. Or maybe you received a check for a rebate you completed months ago, but your local credit union is temporarily closed? With remote deposit, you can take a picture of your check and deposit it instantly, eliminating the need to leave the house to run through the ATM. You can deposit it from the comfort of your own home in about a minute.
Want a better idea of how this process works? Simply select mobile deposit from your Genisys app, watch our step-by-step video and follow the steps to deposit money instantly.
Eliminate Carrying Excess Cash
Carrying large amounts of cash isn’t as common as it’s been in previous years, but many people still carry excess cash with them. There’s more temptation when carrying cash, since you can physically see the dollars, your mind begins to think of all the ways you can spend it.
With mobile banking, we can make better financial decisions. Instead of carrying excess cash, utilize your debit card. Simply deposit the money into your account and transfer it into your checking account when you need it. You can even earn Mastercard DoublePlay Rewards just by making purchases with your Genisys Rewards Credit Mastercard. When you use your debit or credit card instead of cash, it’s easier to track your spending, you can earn rewards just by making everyday purchases and let’s be honest, it’s much cleaner than cash!
Make Smarter Financial Decisions
Mobile banking puts your financial accounts literally at your fingertips anytime, anywhere. It allows us to make smarter financial decisions by reviewing our account balances before we make purchases, verifying enough funds are in our accounts, ensuring paychecks were deposited and more. Mobile banking is a better way to manage your money.
Setting up mobile banking on your device is a quick and easy way to manage your finances. Download our mobile app from the iTunes App Store or Google Play Store. Follow the prompts and you’ll be on the road to making smarter financial decisions in no time.
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