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Genius High Yield Checking logo

Earn 4.06%APY* + Debit Rewards

You don't have to actually be a Genius to earn 4.06%APY* and Debit Rewards on your checking account, but you will feel like one when you open a Genius High Yield checking account with Genisys.

Happy member with Genius High Yield Checking

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It's Easy to Earn More

Start earning an amazing rate of return on your checking account and Debit Rewards in just a few simple steps.


Open or Upgrade Your Account
Open or upgrade your account to Genius High Yield Checking.
Find a branch near you


Enroll in eStatements
Enroll to receive your bank statements online. It's fast, easy, convenient and secure.
How to enroll in eStatements


Use Your Genisys Debit Mastercard®
Start using your debit card 10 times a month for purchases of $5 or more (excluding ATMs).
Learn more

Simple Requirements

Once you have enrolled in Genius High Yield Checking, signed up for eStatements and start using your debit card 10 times a month (excluding ATMs) your checking account balance will earn our high interest rate. Only debit card transactions that post within the month are counted toward the 10 required. Dividends are paid out at month end, on your average daily balance up to $7,500. For balances over the $7,500 they will continue to earn the standard Share Savings rate.

Simply Smart

With these simple qualifications your checking account will begin earning a high rate while you enjoy the benefits of DoublePlay Rewards, Card Controls and a convenient nationwide ATM network of over 30,000 Co-Op No Surcharge ATMs.

Looking for on-the-go convenience? No worries, your Genius High Yield Checking account goes with you on any device.  Manage your account, deposit checks, pay bills and more all from your couch or while in line for a latte.


Put more money in your pocket, love your checking account and do your happy dance!

Open or Upgrade Your Account Today!

Swtiching financial institutions?
We can help. Simply follow the step by step instructions and Genisys Credit Union’s Online Switch Kit will start, monitor and finish the transfer process for you. It’s really that easy!

*Current checking members must upgrade account through Online Banking or by contacting a branch. When logging into Online Banking current members can click on the “Genius Checking” link on the left sidebar to begin your Genius upgrade. To enroll in estatements, simply login to Online Banking. Click on “eStatements” on the left sidebar. Click on "I prefer eStatements" and agree to the disclosure. Annual Percentage Yield designated as APY. See full Truth In Savings Account disclosure.

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