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Genius High Yield Checking logo

Earn 4.06%APY + Debit Rewards

You don't have to actually be a Genius to earn 4.06%APY* and Debit Rewards on your checking account, but you will feel like one when you open a Genius High Yield checking account with Genisys.

Start earning an amazing rate of return on your checking account AND Debit Rewards in just a few simple steps.

  • Open or Upgrade your account to Genius High Yield Checking
  • Enroll in eStatements
  • Open and begin using your Genisys Debit MasterCard
  • Make 10 debit transactions of $5 or more with your card each month

With these simple qualifications your checking account will begin earning a high rate while you enjoy the benefits of DoublePlay Rewards, CardNav security and a convenient nationwide ATM network of over 30,000 Co-Op No Surcharge ATMs.

It really is that simple!  Once you have enrolled in Genius High Yield Checking, signed up for eStatements and start using your debit card 10 times a month (excluding ATMs) your checking account balance will earn our high interest rate.  Dividends are paid out at month end, on your average daily balance up to $7,500.  For balances over the $7,500 they will continue to earn earn .05%APY*

Looking for on-the-go convenience?  No worries, your Genius High Yield Checking account goes with you on any device.  Manage your account, deposit checks, pay bills and more all from your couch or while in line for a latte.   

Don't delay, become a Genius High Yield Checking member!

* Current checking members must upgrade account through Online Banking or by contacting a branch. When logging into Online Banking current members can click on the Open/Apply tab to begin your Genius upgrade.  To enroll in estatements, simply login to Online Banking. Click on eStatements in the top menu bar. Click on "I prefer eStatements" and agree to the disclosure.   Annual Percentage Yield designated as APY.  See full Truth In Savings Account disclosure.

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