Give Your Kids a Smart Start – Earn 5.12% APY*
Genisys Credit Union Youth Savings Accounts are structured to encourage and reward saving. Earn an amazing rate of 5.12% APY on balances up to $500. This High Yield Youth Savings Account is available for kids from birth to 18 years old.
Now through August 31, 2024, open a new High-Yield Youth Savings or Genius High-Yield Checking, or make a $25 deposit to an existing High-Yield Youth Savings, your child will be entered in a drawing for a chance to WIN $500!2
Start your child on the path to financial independence and open them a High-Yield Youth Savings account. Open up a Genisys High-Yield Youth Savings Account now through August 31, 2024, and we'll enter your child in a drawing to WIN $500!2
OR
Is your child ready for their first checking account? We have the perfect first checking account that will grow along with them with the potential of paying nearly $500 a year!3 Plus, Genisys apps give you a fully digital, easy to manage/view as the parent!
| Dividend Rate | APY* | Dividend Credited |
|---|---|---|
| 5.00% | 5.12% | Monthly |
Open an Account Savings Growth Calculator Annual Percentage Yield designated as APY and subject to change at any time. No minimum balance. Balances above $500.00 are paid the standard share savings rate. | ||
Genisys Youth Accounts teach parents and kids about money starting from day one. Help your kids grow their money with our APY High-Yield Youth Savings Account and Genius High-Yield Checking when the first job begins.
AGES 0-6 YEARS OLD
This is a fun way to learn about money and the importance of saving.
Moola Moola Account Benefits:
AGES 7-12 YEARS OLD
This is a fun way to learn about managing money and how to make it grow.
Wealth Warriors Account Benefits:
AGES 13-18 YEARS OLD
This is a helpful tool to guide you in the right direction financially by providing answers to your questions and assisting you in managing your money.
Money Fit Account Benefits:
Genisys Credit Union is partnering with Jimmy John's field in Utica, MI for something really fun this baseball season! Kids from 5 to 13 years old can enter to win to be the honorary Bat Kid at a United Shore Professional Baseball League game at Jimmy Johns Field in Utica, MI. We are selecting a child for every home game this season. It's easy to enter! Just fill out our online entry form for your chance to be selected this season. Winners will be given game tickets for their whole family so everyone can watch the fun!
*Annual Percentage Yield designated as APY. and subject to change at any time. High-Yield Youth Savings account is only for members from ages 0-18. Balances above $500.00 are paid the standard share savings rate.
2. The opening/subsequent deposit must be at least $25. One (1) entry per child. Genisys Credit Union will draw 2 qualified winners by September 6, 2024, notify the winner and deposit $500 to the child’s High-Yield Youth Savings account or primary savings account.
3. Annual Percentage Yield designated as APY. Must enroll in eStatements and use your Genisys Debit Mastercard® at least ten times per month for purchases of $5.00 or more, excluding ATMs, to earn 6.75%APY. Balances over $7,500 will earn .05%APY. The earned per year amount shown is calculated by a full year at the account balance of $7,500. Your results may vary as your daily account balance fluctuates. Transactions that are pending on your account, and have not posted as of the end of the monthly qualification cycle will not count as a qualifying transaction for that cycle.
This page is in compliance with the Children's Online Privacy Protection Act (COPPA) and does not collect or retain information from any visitor to the page including children under the age of 13. For more information on The Children's Online Privacy Protection Act please read Frequently Asked Questions about the Children's Online Privacy Protection Rule.
Bat Kid Contest: For the chance to be chosen, your child must have an entry in our 2024 database, past years entries are not valid. Eligible children are between the ages of 5-13. See Credit Union for full details.
