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High Yield Youth Savings Account

Start Kids Early with Good Savings Habits 

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Get More Than a Savings Account

Give Your Kids a Smart Start – Earn 5.12% APY*
Genisys Credit Union Youth Savings Accounts are structured to encourage and reward saving. Earn an amazing rate of 5.12% APY on balances up to $500. This High Yield Youth Savings Account is available for kids from birth to 18 years old.

 

Honorary Bat Kid For a Day!

Genisys Credit Union is partnering with Jimmy John's field in Utica, MI for something really fun this baseball season! Kids from 5 to 13 years old can enter to win to be the honorary Bat Kid at a United Shore Professional Baseball League game at Jimmy Johns Field in Utica, MI. We are selecting a child for every home game this season. It's easy to enter! Just fill out our online entry form for your chance to be selected this season. Winners will be given game tickets for their whole family so everyone can watch the fun!

Enter Now

Genisys Credit Union bat kid logo with baseball players in the background

High Yield Youth Savings
Effective Date: Thursday, May 1st, 2025
Dividend RateAPY*Dividend Credited
5.00% 5.12% Monthly

Open an Account Savings Growth Calculator

Annual Percentage Yield designated as APY and subject to change at any time. No minimum balance. Balances above $500.00 are paid the standard share savings rate.

Open the Account that Grows with Them!

Genisys Youth Accounts teach parents and kids about money starting from day one. Help your kids grow their money with our APY High-Yield Youth Savings Account and Genius High-Yield Checking when the first job begins.

 

Moola Moola Club

AGES 0-6 YEARS OLD

Moola Moola Club

This is a fun way to learn about money and the importance of saving.

Moola Moola Account Benefits:

  • Account Opening Gift
  • eAllowance - Have your allowance directly deposited into your account
  • Parents have easy access through online banking and quarterly estatements
  • FREE FamilyMint Online money-management tool

 

Wealth Warriors Club

AGES 7-12 YEARS OLD

Wealth Warriors Club

This is a fun way to learn about managing money and how to make it grow.

Wealth Warriors Account Benefits:

  • Account Opening Gift
  • Newsletter - Offering real life financial information, tips and advice
  • eAllowance - Have your allowance directly deposited into your account
  • Parents have easy access through online banking and quarterly estatements
  • FREE FamilyMint Online money-management tool

 

Money Fit Club

AGES 13-18 YEARS OLD

Money Fit Club

This is a helpful tool to guide you in the right direction financially by providing answers to your questions and assisting you in managing your money.

Money Fit Account Benefits:

  • Account Opening Gift
  • Money Fit Video Series - Fun, educational videos to help understand finances.
  • Newsletter - Offering real life financial information, tips and advice
  • eAllowance - Have your allowance directly deposited into your account
  • Easy access through online banking and quarterly e-statements
  • FREE FamilyMint Online money-management tool

Get Started

How would you like to begin?

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*Annual Percentage Yield designated as APY. and subject to change at any time. High-Yield Youth Savings account is only for members from ages 0-18. Balances above $500.00 are paid the standard share savings rate.

This page is in compliance with the Children's Online Privacy Protection Act (COPPA) and does not collect or retain information from any visitor to the page including children under the age of 13. For more information on The Children's Online Privacy Protection Act please read Frequently Asked Questions about the Children's Online Privacy Protection Rule.

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