Home Ready Loan - Genisys® Credit Union

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HomeReady Loan by Fannie Mae

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Our low down payment HomeReady® mortgage is ideal for credit worthy low-income borrowers that don't fit into standard mortgage options.


  • Low income borrowers
  • First time or repeat homebuyers
  • Down payments as low as 3% with funds coming from multiple sources including gifts, grants from lenders or other eligible sources.
  • No minimum personal down payment funds required.
  • Requires first time buyers to complete home ownership education

Let's Get Started.

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