Down Payment Assistance - Genisys® Credit Union

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Genisys Down Payment Assistance Program

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Purchasing a home is one of the biggest expenses you will ever make. Genisys has a program to help. Welcome to the Genisys Down Payment Assistance Program.


  • Down payment options as low as 0%
  • 3% and 5% down options also available
  • Great for first time home buyers
  • No penalties if you choose to refinance the loan
  • Loan approval, underwriting, and processing done in-house

Let's Get Started.

*Available for purchase of primary residences only. Minimum qualifying FICO credit score is 660 and maximum debt to income ratio (DTI) is 45%. Mortgage insurance is required on the loan and no cash out is allowed.

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