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Genisys Credit Union
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Take a break from loan payments.

Genisys offers Skip-A-Pay for loans, when you want it!

When you need to take a break from your loan payments and have more cash in your wallet for other expenses, you can. The Genisys Skip-A-Pay program lets you skip a payment on a qualifying loan* without hurting your credit!

It’s quick and easy to request.

  • Simply log-in to Online Banking
  • Click on the “Skip-A-Pay” link under the Accounts tab to make your request.

Skip A Pay Tips:

  • Select up to 2 non-consecutive months a year to skip
  • $25 fee per loan skipped taken from the account you authorize
  • Click Here for a list of qualifying loans
  • GAP insurance may reduce your eligibility to participate in Skip-A-Pay
    (GAP purchased through Genisys entitles you to 2 skips during the life of the loan. GAP
    purchased through an auto dealer does not allow skip-a-payment)

If you prefer, download the Skip-A-Pay paper application, complete the form and fax or mail back to us.

*Skip-A-Pay Is not available on all loans and certain restrictions apply. Loans that are available for Skip-A-Pay will be listed in step 1 of the Skip-A-Pay program in your Online Banking account.  Skip-A-Pay is only for future payments to be made.  Each payment skipped will extend the original payoff date by one month. Interest will continue to accumulate during the month a payment is skipped.

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