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Take a break from loan payments.

Genisys offers Skip Loan Payment, when you want it!

When you need to take a break from your loan payments and have more cash in your wallet for other expenses, you can. The Genisys Skip Loan Payment program lets you skip a payment on a qualifying loan* without hurting your credit!

It’s quick and easy to request.

  • Simply log-in to Online Banking
  • Click on the “Skip Loan Payment” link under the Accounts tab to make your request.

Skip Loan Payment Tips:

  • Select up to 2 non-consecutive months a year to skip
  • $25 fee per loan skipped taken from the account you authorize
  • Click Here for a list of qualifying loans
  • GAP insurance may reduce your eligibility to participate in Skip Loan Payment program
    (GAP purchased through Genisys entitles you to skips during the life of the loan. Please refer to your GAP policy to see how many skips are allowed for your specific loan.  GAP purchased through an auto dealer does not allow skip Loan Payment)

If you prefer, download the Skip Loan Payment paper application, complete the form and fax or mail back to us.

*Skip Loan Payment Is not available on all loans and certain restrictions apply. Loans that are available will be listed in step 1 of the Skip Loan Payment program in your Online Banking account.  Skip Loan Payment is only for future payments to be made.  Each payment skipped will extend the original payoff date by one month. Interest will continue to accumulate during the month a payment is skipped.

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