Boat, Leisure & Recreational Vehicles
We Finance Fun!
Here in Michigan, Minnesota and Pennsylvania we’re blessed with many beautiful waterways and vacation spots. Get a jump on vacation time by getting your boat loan or RV loan now from Genisys Credit Union. Let us help you with our variety of new and used boat loans and RV loans created to get the good times rolling! When you finance your boat, RV, or other leisure vehicles at Genisys, it can be more affordable than you think.
A Perfect Fit
We offer a variety of terms and low rates that are sure to fit your budget. Start shopping and apply for your boat or RV loan today to get your financing pre-approved. Our easy to use website can help you get the latest rates and introduce you to all of the great new and used boat loan and RV loan options available to our members.
Start your application today!
| Boat, Camper, Motorhome Special | ||
| Effective Date: Tuesday, April 16th, 2024 | ||
| Loan Amount | APR as low as* | Term |
| $30,000 - up | 7.24% | 180 Months |
*Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Available to credit scores of 725+. Loan to value (LTV) up to 80%. Approximate monthly payment for $30,000 borrowed would be $273.66 at 7.24%APR for 180 months. | ||
| | ||
| Recreational Vehicle/Boats | ||
| Effective Date: Tuesday, April 16th, 2024 | ||
Boat, RV, Camper, Motorcycle, Personal watercraft, ATV, Snowmobile
| ||
| Loan Amount | APR as low as* | Term |
| $0.00 - $9,999 | 6.49% | 60 Months |
| $10,000 - $14,999 | 6.99% | 84 Months |
| $15,000 - $19,999 | 7.24% | 120 Months |
| $20,000 - $29,999 | 7.49% | 144 Months |
| $30,000 - up | 7.49% | 180 Months |
| $75,000 - up | 7.99% | 240 Months |
*Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Payment protection packages available on loan terms of 120 months or less. To qualify for 240 month term, collateral must meet requirements under the Internal Revenue Code deduction for interest paid; must contain sleeping, cooking, and toilet facilities. Approximate monthly payment would be $19.56 per $1,000 borrowed at 6.49% for 60 months. Financing available up to 125% for qualified borrowers. | ||
| | ||
