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Savings Accounts

From savings and checking accounts to Money Market accounts and more, Genisys Credit Union has a wide variety of accounts to help you manage your finances. See our current savings account rates and see how we compare to other financial institutions.

Learn more about our:
Savings, Checking, Money Market, College Rewards offerings

Savings Accounts
Effective Date: Sunday, December 5th, 2021
Account Type	Dividend Rate	APY*	Dividend Credited	Minimum Balance
Share Savings (1,3)	0.10%	0.10%	Quarterly	$5
High Yield Youth Savings (2)	5.00%	5.12%	Monthly	$0
Holiday Savings (1)	0.10%	0.10%	Quarterly	$0
You Name It Savings (1)	0.10%	0.10%	Quarterly	$0
(1) Annual Percentage Yield designated as APY and subject to change at any time.. (2) Balances above $500.00 are paid the standard share savings rate. (3) Minimum balance of $5 required to earn dividends.

Checking Accounts
Effective Date: Sunday, December 5th, 2021
Account Type	Dividend Rate	APY*	Minimum Balance
Genius Checking (1,2)	4.00%	4.07%	$0
Basic Checking (1)	0.00%	0.00%	$0
Interest Checking (1, 3)	0.10%	0.10%	$1,500
(1)Annual Percentage Yield designated as APY and subject to change at any time. (2) Balances above $7,500 earn .05% APY. See Genius Checking page for details. (3) Minimum balance of $1,500 required to earn dividends and avoid $10 monthly fee.

Money Market: High Yield (1, 2) & College Rewards (1,3)
Effective Date: Sunday, December 5th, 2021
Daily Balance Tiers	Dividend Rate	APY*
$2,500 - $9,999	0.10%	0.10%
$10,000 - $24,999	0.10%	0.10%
$25,000 - $49,999	0.15%	0.15%
$50,000 - $74,999	0.20%	0.20%
$75,000 - $99,999	0.25%	0.25%
$100,000 - $249,999	0.30%	0.30%
$250,000 and over	0.40%	0.40%
(1) Annual Percentage Yield designated as APY and subject to change at any time. (2) Minimum balance of $2,500 required to earn dividends. (3) College Rewards Money Market: minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.

Jumbo Money Market (1,2)
Effective Date: Sunday, December 5th, 2021
Daily Balance Tiers	Dividend Rate	APY*
$250,000 - $499,999.99	0.45%	0.45%
$500,000 - $749,999.99	0.45%	0.45%
$750,000 - $999,999.99	0.45%	0.45%
$1,000,000 and over	0.45%	0.45%
(1) Annual Percentage Yield designated as APY and subject to change at any time. (2) Minimum balance of $250,000 required to earn dividends.

Products no longer offered
Effective Date: Sunday, December 5th, 2021
Product Name	Dividend Rate	APY*
Youth Club	0.10%	0.10%
Vacation Club	0.10%	0.10%
Checking S8 (Balances $500-$2499)	0.05%	0.05%
Checking S8 (Balances $2500 +)	0.05%	0.05%
Checking S15 (Balances $500-$1499)	0.05%	0.05%
Checking S15 (Balances $1,500 +)	0.10%	0.10%

* Annual Percentage Yield (APY)

Member savings accounts insured to $250,000; Individual Retirement Accounts insured to $250,000 by the National Credit Union Administration
For more account information please see
Truth In Savings Disclosure
Flex Certificate Disclosure
Certificate Disclosure

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