Savings Accounts
From savings and checking accounts to Money Market accounts and more, Genisys Credit Union has a wide variety of accounts to help you manage your finances. See our current savings account rates and see how we compare to other financial institutions.
Learn more about our:
Savings, Checking, Money Market, College Rewards offerings
| Savings Accounts | ||||
| Effective Date: Thursday, August 22nd, 2019 | ||||
| Account Type | Dividend Rate | APY* | Dividend Credited | Minimum Balance |
Share Savings (1,3) |
0.15% | 0.15% | Quarterly | $5 |
| High Yield Youth Savings (2) | 5.00% | 5.12% | Monthly | $0 |
Holiday Savings (1) |
0.15% | 0.15% | Quarterly | $0 |
You Name It Savings (1) |
0.15% | 0.15% | Quarterly | $0 |
| (1) Rates are determined by the Board of Directors and may change at any time. (2) Annual Percentage Yield designated as APY and subject to change at any time. Balances above $500.00 are paid the standard share savings rate. (3) Minimum balance of $5 required to earn dividends. | ||||
| Checking Accounts | |||
| Effective Date: Thursday, August 22nd, 2019 | |||
| Account Type | Dividend Rate | APY* | Minimum Balance |
| Genius Checking (1,2) | 4.00% | 4.06% | $0 |
Basic Checking (1) |
0.00% | 0.00% | $0 |
Interest Checking (1, 4) |
0.10% | 0.10% | $1,500 |
(1) Rates are determined by the Board of Directors and may change at any time. | |||
| High Yield Money Market (1, 6) | ||
| Effective Date: Thursday, August 22nd, 2019 | ||
| Daily Balance Tiers | Rate | APY* |
| $2,500 - $9,999 | 0.65% | 0.65% |
| $10,000 - $24,999 | 0.70% | 0.70% |
| $25,000 - $49,999 | 0.70% | 0.70% |
| $50,000 - $74,999 | 0.75% | 0.75% |
| $75,000 - $99,999 | 0.85% | 0.85% |
| $100,000 - $249,999 | 0.95% | 0.95% |
| $250,000 and over | 1.05% | 1.05% |
(1) Rates are determined by the Board of Directors and may change at any time. | ||
| Jumbo Money Market | ||
| Effective Date: Thursday, August 22nd, 2019 | ||
| Daily Balance Tiers | Rate | APY* |
| $250,000 - $499,999.99 | 1.25% | 1.26% |
| $500,000 - $749,999.99 | 1.50% | 1.51% |
| $750,000 - $999,999.99 | 1.75% | 1.76% |
| $1,000,000 and over | 2.00% | 2.02% |
| (1) Rates are determined by the Board of Directors and may change at any time. (11) Minimum balance of $250,000 required to earn dividends. | ||
| College Rewards Money Market (1, 7) | ||
| Effective Date: Thursday, August 22nd, 2019 | ||
| Daily Balance Tiers | Rate | APY* |
| $100 and over | 0.40% | 0.40% |
(1) Rates are determined by the Board of Directors and may change at any time. | ||
| Products no longer offered | ||
| Effective Date: Thursday, August 22nd, 2019 | ||
| Product Name | Dividend Rate | APY* |
| Youth Club | 0.10% | 0.10% |
| Vacation Club | 0.10% | 0.10% |
| Checking S8 (Balances $500-$2499) | 0.05% | 0.05% |
| Checking S8 (Balances $2500 +) | 0.05% | 0.05% |
| Checking S15 (Balances $500-$1499) | 0.05% | 0.05% |
| Checking S15 (Balances $1,500 +) | 0.10% | 0.10% |
* Annual Percentage Yield (APY)
Member savings accounts insured to $250,000; Individual Retirement Accounts insured to $250,000 by the National Credit Union Administration
For more account information please see
Truth In Savings Disclosure
Flex Certificate Disclosure
Certificate Disclosure
