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Savings Accounts

From savings and checking accounts to Money Market accounts and more, Genisys Credit Union has a wide variety of accounts to help you manage your finances. See our current savings account rates and see how we compare to other financial institutions.

Learn more about our:
Savings
, CheckingMoney Market, College Rewards offerings

Savings Accounts
Effective Date: Monday, November 18th, 2019
Account TypeDividend RateAPY*Dividend CreditedMinimum Balance

Share Savings (1,3)

0.15% 0.15% Quarterly $5
High Yield Youth Savings (2) 5.00% 5.12% Monthly $0

Holiday Savings (1)

0.15% 0.15% Quarterly $0

You Name It Savings (1)

0.15% 0.15% Quarterly $0
(1) Annual Percentage Yield designated as APY and subject to change at any time..
(2) Balances above $500.00 are paid the standard share savings rate.
(3) Minimum balance of $5 required to earn dividends.

Checking Accounts
Effective Date: Monday, November 18th, 2019
Account TypeDividend RateAPY*Minimum Balance
Genius Checking (1,2) 4.00% 4.06% $0

Basic Checking (1)

0.00% 0.00% $0

Interest Checking (1, 3)

0.10% 0.10% $1,500

(1)Annual Percentage Yield designated as APY and subject to change at any time.
(2) Balances above $7,500 earn .05% APY. See Genius Checking page for details.
(3) Minimum balance of $1,500 required to earn dividends and avoid $10 monthly fee.

Money Market: High Yield (1, 2) & College Rewards (1,3)
Effective Date: Monday, November 18th, 2019
Daily Balance TiersRateAPY*
$2,500 - $9,999 0.40% 0.40%
$10,000 - $24,999 0.45% 0.45%
$25,000 - $49,999 0.50% 0.50%
$50,000 - $74,999 0.55% 0.55%
$75,000 - $99,999 0.65% 0.65%
$100,000 - $249,999 0.85% 0.85%
$250,000 and over 1.00% 1.00%

(1) Annual Percentage Yield designated as APY and subject to change at any time.
(2) Minimum balance of $2,500 required to earn dividends.
(3) College Rewards Money Market: minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.

Jumbo Money Market (1,2)
Effective Date: Monday, November 18th, 2019
Daily Balance TiersRateAPY*
$250,000 - $499,999.99 1.15% 1.16%
$500,000 - $749,999.99 1.30% 1.31%
$750,000 - $999,999.99 1.45% 1.46%
$1,000,000 and over 1.50% 1.51%
(1) Annual Percentage Yield designated as APY and subject to change at any time. (2) Minimum balance of $250,000 required to earn dividends.

Products no longer offered
Effective Date: Monday, November 18th, 2019
Product NameDividend RateAPY*
Youth Club 0.10% 0.10%
Vacation Club 0.10% 0.10%
Checking S8 (Balances $500-$2499) 0.05% 0.05%
Checking S8 (Balances $2500 +) 0.05% 0.05%
Checking S15 (Balances $500-$1499) 0.05% 0.05%
Checking S15 (Balances $1,500 +) 0.10% 0.10%

 

 


* Annual Percentage Yield (APY)       

Member savings accounts insured to $250,000; Individual Retirement Accounts insured to $250,000 by the National Credit Union Administration
For more account information please see
Truth In Savings Disclosure
Flex Certificate Disclosure
Certificate Disclosure

 

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