Genisys Credit Union increases Genius High Yield Checking rate to 6.75% - Genisys® Credit Union

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Genisys Credit Union increases Genius High Yield Checking rate to 6.75%

Published 6/4/2024

Genisys Credit Union Corporate OfficeMembers of Genisys Credit Union are receiving a rate increase on their Genius High Yield Checking Account. In an effort to give back even more to their members, the credit union is increasing the account’s annual percentage yield (APY) from 5.25% to 6.75% as of June 01, 2024. 

“With inflation impacting everyone’s budget, Genisys is fortunate to be in a position where we can give back to our members. This rate increase is our way of saying thank you to our members for your continued trust and loyalty,” said Jackie Buchanan, President and CEO of Genisys Credit Union. 

Genius Checking is a high-yield, personal checking account that pays cash dividends on account balances up to $7,500 and debit reward points on purchases. The account requirements are simple: no initial deposit or minimum balance requirement, enroll in e-statements, and use your Genisys Debit Mastercard® 10 times a month for purchases of $5 or more, excluding ATM transactions. 

Since launching their Genius High Yield Checking account, the credit union has helped members earn more on their money. In 2023, they paid out millions in annual dividends and members redeemed 296 million debit reward points. Their Rewards Debit Mastercard®, allows members to enjoy items such as travel, merchandise, gift cards, and more using points. Genisys believes that financial health should be attainable for everyone; Genius Checking is a way for members to maximize their earnings while using their money on everyday needs. “We welcome everyone to join us and enjoy the benefits of Genius Checking,” said Buchanan.

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