Genisys Credit Union Gives Their Members’ Checking Accounts a Raise - Genisys® Credit Union

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Genisys Credit Union Gives Their Members’ Checking Accounts a Raise

Published 2/1/2023

Home OfficeMembers of Genisys Credit Union are receiving a rate increase on their Genius High Yield Checking Account. In an effort to give back even more to their members, the credit union is increasing the account’s annual percentage yield (APY) from 4.07% to 5.25% as of Feb. 01, 2023.

“The effects of inflation are eating into every American’s wallet. Genisys is fortunate to be in a financial position that allows us to give back to our members to make their lives a little easier,” said Jackie Buchanan, President and CEO of Genisys Credit Union. “The credit union has experienced exponential growth and this is one way of saying thank you to our members for your continued trust and loyalty. We welcome everyone to join us and enjoy the benefits of Genius Checking.”

Genius Checking is a high-yield, personal checking account that pays cash dividends on account balances and debit reward points on purchases. The requirements for the account are simple: no initial deposit or minimum balance requirement, enroll in e-statements, and use your Genisys Debit Mastercard® 10 times a month for purchases of $5 or more, excluding ATM transactions. 

Since launching their Genius High Yield Checking account, the credit union has helped members earn more on their money. In 2022, they paid out millions in annual dividends, and members redeemed 277 million debit reward points. Their Rewards Debit Mastercard®, allows members to enjoy items such as travel, merchandise, gift cards and more using points. Genisys believes that financial health should be attainable for everyone; Genius Checking is a way for members to earn more while using their money on everyday needs.

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