Vehicle Loans
Learn more about our Auto and Boat/RV products
| Auto Loan Special - Available on New Loans Only | ||
| Effective Date: Thursday, April 9th, 2020 | ||
| Model Year | APR as low as* | Term |
| 2014 and newer | 1.99%1 | Up to 60 months |
Enjoy no payments for 90 days for borrowers with excellent credit2 1Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $17.52 per $1,000 borrowed at 1.99% for 60 months. 2Offer available to credit scores of 680 and higher. Interest accrues during the deferral period. | ||
| Auto Loans | ||
| Effective Date: Thursday, April 9th, 2020 | ||
| Model Year | APR as low as* | Maximum Term |
| 2014 and newer | 2.73% | 61-72 month |
| 2016 and newer | 3.99% | 73-84 months** |
| 2011-2013 | 3.74% | up to 60 months |
| 2010 & older | 3.99% | up to 60 months |
Enjoy no payments for 90 days for borrowers with excellent credit2 *Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $15.07 per $1,000 borrowed at 2.73% for 72 months. **73-84 month term requires minimum financed amount of $25,000. 2Offer available to credit scores of 680 and higher. Interest accrues during the deferral period. | ||
| Boat / Camper / Motorhome Special | ||
| Effective Date: Thursday, April 9th, 2020 | ||
| Loan Amount | APR as low as* | Term |
| $20,000 - up | 3.89% | up to 144 months |
| *Special may be discontinued at any time. Minimum of $20,000. Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account. Down payment may be required depending on various factors including, but not limited to, loan-to-value, credit history, and age of collateral. Approximate monthly payment would be $8.71 per $1,000 borrowed at 3.89% for 144 months. | ||
| Recreational Vehicle/Boats | ||
| Effective Date: Thursday, April 9th, 2020 | ||
| Boat, RV, Camper, Motorcycle, Personal watercraft, ATV, Snowmobile | ||
| Loan Amount | APR as low as* | Term |
| $0.00 - $9,999 | 4.24% | 60 Months |
| $10,000 - $19,999 | 4.24% | 84 Months |
| $20,000 - $29,999 | 4.24% | 120 Months |
| $30,000 - $49,999 | 4.24% | 144 Months |
| $50,000 - up | 5.24% | 180 Months |
| $100,000 - up | 5.24% | 240 Months |
| *Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed,payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account. Payment protection packages available on loan terms of 120 months or less. Down payment may be required depending on various factors including, but not limited to, loan-to-value, credit history, and age of collateral. To qualify for 240 month term, collateral must meet requirements under the Internal Revenue Code deduction for interest paid; must contain sleeping, cooking, and toilet facilities. Approximate monthly payment would be $18.53 per $1,000 borrowed at 4.24% for 60 months. | ||
