Vehicle Loans
Learn more about our Auto and Boat/RV products
| Auto Loans | ||
| Effective Date: Wednesday, May 22nd, 2019 | ||
| Model Year | APR as low as* | Maximum Term |
| 2013 and newer | 2.99% | up to 60 months |
| 2013 and newer | 3.49% | 61-72 month |
| 2015 and newer | 4.24% | 73-84 months** |
| 2010-2012 | 4.99% | up to 60 months |
| 2009 & older | 5.49% | up to 60 months |
| *Rates and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $30.82 per $1,000 borrowed at 2.99% for 36 months. **73-84 month term requires minimum financed amount of $25,000. | ||
| Boats / Motorhomes / Campers Special | ||
| Effective Date: Wednesday, May 22nd, 2019 | ||
| Loan Amount | APR as low as* | Term |
| $30,000 - up | 3.74% | up to 144 months |
| *Special may be discontinued at any time. Minimum of $30,000. Rates and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account. Down payment may be required depending on various factors including, but not limited to, loan-to-value, credit history, and age of collateral. Approximate monthly payment would be $8.63 per $1,000 borrowed at 3.74% for 144 months. | ||
| Recreational Vehicle/Boats | ||
| Effective Date: Wednesday, May 22nd, 2019 | ||
| Boat, RV, Camper, Motorcycle, Personal watercraft, ATV, Snowmobile | ||
| Loan Amount | APR as low as* | Term |
| $0.00 - $9,999 | 4.24% | 60 Months |
| $10,000 - $19,999 | 4.24% | 84 Months |
| $20,000 - $29,999 | 4.74% | 120 Months |
| $30,000 - $49,999 | 4.74% | 144 Months |
| $50,000 - up | 5.24% | 180 Months |
| $100,000 - up | 5.24% | 240 Months |
| *Rates and terms may vary depending upon credit qualifications, age of collateral, amount borrowed,payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account. Payment protection packages available on loan terms of 120 months or less. Down payment may be required depending on various factors including, but not limited to, loan-to-value, credit history, and age of collateral. To qualify for 240 month term, collateral must meet requirements under the Internal Revenue Code deduction for interest paid; must contain sleeping, cooking, and toilet facilities. Approximate monthly payment would be $18.53 per $1,000 borrowed at 4.24% for 60 months. | ||
