Current Vehicle Loan Rates - Genisys® Credit Union
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Auto, Boat & RV Loans
Learn more about our Auto and Boat/RV products. Try our Loan Payment Calculators.

Auto Loan Special - Available on New Loans Only
Effective Date: Wednesday, October 20th, 2021
Model YearAPR as low as*Term
2014 and newer 1.89%1 Up to 60 months

Enjoy no payments for 90 days for borrowers with excellent credit2

1Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $17.48 per $1,000 borrowed at 1.89% for 60 months.

290 days no payment offer available to credit scores of 680 and higher. Interest accrues during the deferral period.

Auto Loans
Effective Date: Wednesday, October 20th, 2021
Model YearAPR as low as*Maximum Term
2014 and newer 2.74% 61-72 month
2016 and newer 3.39% 73-84 months**
2011-2013 3.74% up to 60 months
2010 & older 3.99% up to 60 months

Enjoy no payments for 90 days for borrowers with excellent credit2

*Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $15.08 per $1,000 borrowed at 2.74% for 72 months. **73-84 month term requires minimum financed amount of $25,000.

290 days no payment offer available to credit scores of 680 and higher. Interest accrues during the deferral period.

Boat / Camper / Motorhome Special
Effective Date: Wednesday, October 20th, 2021
Loan AmountAPR as low as*Term
$20,000 - up 3.74% up to 144 months
*Special may be discontinued at any time. Minimum of $20,000. Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $8.63 per $1,000 borrowed at 3.74% for 144 months. Financing available up to 125% for qualified borrowers.

Recreational Vehicle/Boats
Effective Date: Wednesday, October 20th, 2021
Boat, RV, Camper, Motorcycle, Personal watercraft, ATV, Snowmobile
Loan AmountAPR as low as*Term
$0.00 - $9,999 3.74% 60 Months
$10,000 - $14,999 4.49% 84 Months
$15,000 - $19,999 4.49% 120 Months
$20,000 - $29,999 4.74% 144 Months
$30,000 - up 4.74% 180 Months
$75,000 - up 5.34% 240 Months
*Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, amount borrowed, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Payment protection packages available on loan terms of 120 months or less. To qualify for 240 month term, collateral must meet requirements under the Internal Revenue Code deduction for interest paid; must contain sleeping, cooking, and toilet facilities. Approximate monthly payment would be $18.30 per $1,000 borrowed at 3.74% for 60 months. Financing available up to 125% for qualified borrowers.

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