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Rates

Vehicle Loans
Learn more about our Auto and Boat/RV products

Auto Loans
Effective Date: Wednesday, November 14th, 2018
Model YearAPR as low as*Maximum Term
2013 and newer 3.24% up to 36 months
2013 and newer 3.49% 37-60 months
2013 and newer 3.74% 61-72 month
2015 and newer 4.24% 73-84 months**
2010-2012 4.99% up to 60 months
2009 & older 5.49% up to 60 months
*Rates and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $28.86 per $1,000 borrowed at 2.74% for 36 months. **73-84 month term requires minimum financed amount of $25,000.

Recreational Vehicle/Boats
Effective Date: Wednesday, November 14th, 2018
Boat, RV, Camper, Motorcycle, Personal watercraft, ATV, Snowmobile
Loan AmountAPR as low as*Term
$0.00 - $9,999 4.24% 60 Months
$10,000 - $19,999 4.24% 84 Months
$20,000 - $29,999 4.74% 120 Months
$30,000 - $49,999 4.74% 144 Months
$50,000 - up 5.24% 180 Months
$100,000 - up 5.24% 240 Months
*Rates and terms may vary depending upon credit qualifications, age of collateral, amount borrowed,payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account. Payment protection packages available on loan terms of 120 months or less.  Down payment may be required depending on various factors including, but not limited to, loan-to-value, credit history, and age of collateral. To qualify for 240 month term, collateral must meet requirements under the Internal Revenue Code deduction for interest paid; must contain sleeping, cooking, and toilet facilities.  Approximate monthly payment would be $18.53 per $1,000 borrowed at 4.24% for 60 months.

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