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Loan Rates

Learn more about our Personal Loans.

Personal Loan Special
Effective Date: Monday, July 22nd, 2019
NameAPR as low as*Approximate Term
Personal Loan Special 7.99%

up to 60 months

*Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $20,000 with terms up to 60 months. No additional discounts available. Limited time offer.  Approximate monthly payment would be $20.27 per $1,000 borrowed at 7.99% for 60 months.

Summer Loan
Effective Date: Monday, July 22nd, 2019
NameRateTermMaximum Loan Amount
Summer Loan 8.25% APR up to 48 months up to $5,000
*Rate is determined at time of application based on individual credit experience. Minimum credit rating required to qualify for this loan. Approximate monthly payment would be $24.53 per $1,000 borrowed at 8.25% for 48 months.

Personal Loans
Effective Date: Monday, July 22nd, 2019
NameAPR as low as*Approximate Term

Personal Loans

9.24%

up to 60 months

*Rates and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $20.88 per $1,000 borrowed at 9.24% for 60 months.  Maximum total unsecured credit allowed is $50,000.

Personal Line of Credit
Effective Date: Monday, July 22nd, 2019
Overdrafts to your checking account
APR as low as*Maximum APR
10.90% 18.00%
*Rates may vary depending upon credit qualifications.  Maximum loan amount $10,000.  Payments do not begin until an advance is made.  Funds are accessed by transferring funds to your Genisys checking account.

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