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Rates

Loan Rates

Learn more about our Personal Loans and Home Equity Loans

Personal Loan Special
Effective Date: Tuesday, September 25th, 2018
NameAPR as low as*Approximate Term
Personal Loan Special 7.74%

up to 60 months

*Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $20,000 with terms up to 60 months. No additional discounts available. Limited time offer.  Approximate monthly payment would be $20.15 per $1,000 borrowed at 7.74% for 60 months.

 

Personal Loans
Effective Date: Tuesday, September 25th, 2018
NameAPR as low as*Approximate Term

Personal Loans

8.99%

up to 60 months

*Rates and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $20.75 per $1,000 borrowed at 8.75% for 60 months.  Maximum total unsecured credit allowed is $50,000.

Personal Line of Credit
Effective Date: Tuesday, September 25th, 2018
Overdrafts to your checking account
APR as low as*Maximum APR
10.90% 18.00%
*Rates may vary depending upon credit qualifications.  Maximum loan amount $10,000.  Payments do not begin until an advance is made.  Funds are accessed by transferring funds to your Genisys checking account.

Home Equity Line of Credit
Effective Date: Tuesday, September 25th, 2018
Variable Rate
Loan to Value up toAPR as low as*Maximum APR
80.00% 4.75% 9.00%
90.00% 5.50% 9.75%
* Advertised rates are tied to the Prime Rate published in The Wall Street Journal and are based on your credit qualifications. Certain criteria must be met to qualify for 95% LTV.

Home Equity - Fixed Term
Effective Date: Tuesday, September 25th, 2018
Loan to Value up toAPR as low as*Approximate Term
80.00% 3.75% up to 3 years
80.00% 3.99% up to 5 years
80.00% 4.24% up to 7 years
80.00% 4.49% up to 10 years
95.00% 4.49% up to 3 years
95.00% 4.49% up to 5 years
95.00% 4.99% up to 7 years
95.00% 4.99% up to 10 years
*Rates and terms may vary depending upon credit qualifications and lien position. A full appraisal may be required depending on credit score. Certain criteria must be met to qualify for 95% LTV. Approximate monthly payment would be $29.41 per $1,000 borrowed at 3.75% for 36 months.

 

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