Personal & Home Equity Loan Rates - Genisys® Credit Union
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Loan Rates

Learn more about our Personal Loans.

Summer Loan
Effective Date: Sunday, May 9th, 2021
NameAPR as low as*Approximate Term
Summer Loan 4.99% up to 24 Months
Summer Loan 5.99% up to 60 Months
*Rate is determined at time of application based on individual credit experience. Minimum credit rating required to qualify for this loan. Approximate monthly payment would be $43.87 per $1,000 borrowed at 4.99% for 24 months. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months. Actual term will vary based on loan amount borrowed.

Personal Loan Special
Effective Date: Sunday, May 9th, 2021
NameAPR as low as*Approximate Term
Personal Loan Special 7.74%

up to 60 months

*Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account.  Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer. Approximate monthly payment would be $20.15 per $1,000 borrowed at 7.74% for 60 months.

Personal Loans
Effective Date: Sunday, May 9th, 2021
NameAPR as low as*Approximate Term

Personal Loans

8.99%

up to 60 months

*Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $20.75 per $1,000 borrowed at 8.99% for 60 months.  Maximum total unsecured credit allowed is $50,000.

Personal Line of Credit
Effective Date: Sunday, May 9th, 2021
Overdrafts to your checking account
APR as low as*Maximum APR
8.99% 18.00%
*Annual Percentage Rates (APR) may vary depending upon credit qualifications.  Maximum loan amount $10,000.  Payments do not begin until an advance is made.  Funds are accessed by transferring funds to your Genisys checking account.

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