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Rates

Loan Rates

Learn more about our Personal Loans and Home Equity Loans

Personal Loans
Effective Date: Monday, March 27th, 2017
NameAPR as low as*Approximate Term

Personal Loans

8.75%

up to 48 months

*Rates and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $24.77 per $1,000 borrowed at 8.75% for 48 months.

Personal Loan Special
Effective Date: Monday, March 27th, 2017
NameAPR as low as*Approximate Term

Personal Loan Special

6.74%

up to 60 months

*Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $20,000 with terms up to 60 months. No additional discounts available. Limited time offer.  Approximate monthly payment would be $19.68 per $1,000 borrowed at 6.74% for 60 months.

Personal Line of Credit
Effective Date: Monday, March 27th, 2017
Overdrafts to your checking account
APR as low as*Maximum APR
10.90% 18.00%
*Rates may vary depending upon credit qualifications.

Home Equity Line of Credit
Effective Date: Monday, March 27th, 2017
Variable Rate
Loan to Value up toAPR as low as*Maximum APR
80.00% 4.00% 8.25%
90.00% 4.75% 9.00%
*Rates may vary based on credit qualifications. Certain criteria must be met to qualify for 95% LTV.

Home Equity - Fixed Term
Effective Date: Monday, March 27th, 2017
Loan to Value up toAPR as low as*Approximate Term
80.00% 3.24% up to 3 years
80.00% 3.74% up to 5 years
80.00% 4.24% up to 7 years
80.00% 4.49% up to 10 years
95.00% 3.89% up to 3 years
95.00% 4.09% up to 5 years
95.00% 4.69% up to 7 years
95.00% 4.99% up to 10 years
*Rates and terms may vary depending upon credit qualifications and lien position. A full appraisal may be required depending on credit score. Certain criteria must be met to qualify for 95% LTV. Approximate monthly payment would be $29.19 per $1,000 borrowed at 3.24% for 36 months.

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