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Electric Vehicle Financing

Get low rate, flexible financing and include the costs related to charging stations.

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Get our low rate, flexible term new and used auto loans on:

  Find Your Next Electric Vehicle
  Find Your Next Electric Hybrid Vehicle

 

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Eco-friendly meets Wallet-friendly.

Help improve the environment by driving a vehicle that increases fuel efficiency, reduces harmful emissions, and cuts fuel costs.

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A Genisys Electric Vehicle Loan can include the costs related to charging stations.

A home charging station can make owning an electric vehicle a convenient experience. There are a variety of charging station costs that you may incur, some adding a significant cost to the vehicle purchase.

If you need any of these additional setups, just add them to your Auto Loan to make them more affordable:

 

Chargers

Level 2 Chargers

  • Connect to a four-prong, 240-volt outlet, like the one that powers your clothes dryer
  • Charging can be hardwired, which requires a charging station with a conduit, instead of a plug
  • One hour of Level 2 charging provides up to 30 miles of range, depending on the vehicle model

 

Panel Upgrades

Panel Upgrades

  • Some homes may have a tough time keeping up with this additional demand for electricity and may need to be upgraded to accommodate the additional electric load.
  • 60 amp to 100 amp $1,200-$2,000
  • 100 amp to 200 amp $1,500 to 2,300

 

Sub-Panel

Sub-Panel

  • If your main service panel does not have enough room to add another circuit (for your EV charging station), you may need to add a sub-panel. This will provide new space for your new EV charging circuit in a different location.
  • $300 - $500

 

Underground Trenching

Underground Trenching

  • If you have a detached garage and wish to install your EV charging station in your garage, you may have to run wiring from your house to your garage; this wiring will likely need to be buried and could increase your installation costs. Consider mounting your charging station in another location to save money. Contact a Level 2 charging station installer for an estimate prior to moving forward.
  • $10 to $40 per foot

 

 

New Auto Loan Rates & Used Auto Loan Rates (By Model Year)
Effective Date: Thursday, May 1st, 2025
Model YearAPR as low as*Maximum Term
2022 and newer 4.99% up to 48 months
2022 and newer 5.49% up to 75 months
2022 and newer 5.99% up to 87 months**
2018-2021 5.99% up to 72 months
2020-2021 5.99% 73-84 months***
2015-2017 6.74% up to 60 months
2014 & older 7.24% up to 60 months

Enjoy no payments for 90 days for borrowers with excellent credit2

Apply Online Auto Calculators

*Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $23.02 per $1,000 borrowed at 4.99% for 48 months.
**87 month term requires minimum financed amount of $25,000.
***73-84 month term requires minimum financed amount of $25,000.

290 days no payment offer available to credit scores of 660 and higher. Interest accrues during the deferral period.

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