Adjustable Rate - Genisys® Credit Union

triangle warning icon   Stay vigilant and protect your account. Genisys will never contact you to confirm account details.
Read more about fraud scams

Genisys Credit Union
Genisys® Credit Union Genisys® Credit Union Go to main content Login

Genisys Adjustable Rate Mortgage

couple standing in front of house

Whether it's your starter home or your forever home, you may want to take advantage of a lower monthly payment with one of our Adjustable Rate Mortgages (ARM).

Also known as a variable rate mortgage, the ARM rate stays fixed for the first 5, 7, or 10 years of a 30 year mortgage.


  • Rates are traditionally lower than fixed rate mortgages
  • Rates are fixed for the initial term (5, 7 or 10 years) and then can adjust to current market rates every 6 months after that, to a maximum of 1% up or down.
  • Rate increases area capped at a pre-determined maximum

Let's Get Started.

Go to main navigation