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First-time buyers, potential refinances - we have mortgage options for youFree credit report for Genisys Credit Union members

Whether you are a first-time home buyer, looking for a vacation home or just want to refinance your current fixed rate or adjustable rate mortgage, we have the right credit union mortgage options for you.   How should you proceed? This is a good question, and if you are serious about finding the right home, you should start with the right mortgage loan first. Genisys is one of the most flexible and convenient credit unions for home loans, and the process of applying for a home loan can be easier than you imagined.

Take the first step toward your home buying goal with our Mortgage Pre-approval Application.

Our Mortgage Representatives will help assess your needs and provide you with a custom home mortgage loan quote.  Genisys offers competitive rates on many fixed rate and adjustable rate mortgage programs plus the entire application process, with the exception of closing, can be completed with an easy online mortgage application or by telephone.

 
"Thank you for the top notch service we received during the purchase of our new home. From being up front on costs to always available for questions, Genisys has made our mortgage experience pleasant and pain-free. We are grateful for our Genisys Credit Union."

Jessica & Christopher - Macomb, MI


Be an informed buyer

If you just aren’t sure what to expect, or where to start, this easy to follow illustration of the Step-by-Step Home Buying Experience will guide you along the way towards applying for your first mortgage home loan. 

 

Protect Your most Important Investment

When you have Mortgage Payment Protection, not even death, disability, or involuntary unemployment can stop you from making your house payments.  Satisfaction guaranteed.  If you are not completely satisfied for any reason, you can cancel within the first 30 days for a full refund.
 

Mortgage Payment Protection ad

 

Apply for a mortgage by phone: Call 248-322-9800, ext. 3265 or 800-521-8440, ext 3265.


eBook: First Time Homebuyer

Buying your first home can be one of the most exhilariting - and stressful - moments of your life and getting everything in order can be daunting.

This guide will help you purchase a home that's just right for you!

Download 1st Time Homebuyer eBook

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FAQs of common Mortgage concerns

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