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Auto Loans

New, Used or Refinanced Car Loans -
Genisys is your Best Financing Option!

Buying a car should be an exciting time, but we know how stressful finding the perfect car loan can be. Take some of the hassle out of finding your dream car with a credit union auto loan from Genisys!

With our low auto loan rates, the car you want - whether new or used - is just a few clicks away. You can also refinance an existing auto loan you have at another institution. Our convenient application process can be done online or at one of our convenient branch locations, and our friendly staff is always ready to help you find the best loan term with the low auto loan rates you can always expect. New cars, used cars, daily drivers, or the dream car you’ve always waited for, Genisys has the flexible car loans to get you in the driver’s seat. 

Take a look at our current car loan rates below (for both new and used cars) and let us help you get started buying your next new car!
 

New or Used Auto Loan Rates

Auto Loan Special - Available on New Loans Only
Effective Date: Monday, September 28th, 2020
Model YearAPR as low as*Term
2014 and newer 1.99%1 Up to 60 months

Enjoy no payments for 90 days for borrowers with excellent credit2

1Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $17.52 per $1,000 borrowed at 1.99% for 60 months.

290 days no payment offer available to credit scores of 680 and higher. Interest accrues during the deferral period.

Auto Loans
Effective Date: Monday, September 28th, 2020
Model YearAPR as low as*Maximum Term
2014 and newer 2.99% 61-72 month
2016 and newer 3.99% 73-84 months**
2011-2013 3.74% up to 60 months
2010 & older 3.99% up to 60 months

Enjoy no payments for 90 days for borrowers with excellent credit2

*Annual Percentage Rate (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $15.01 per $1,000 borrowed at 2.58% for 72 months. **73-84 month term requires minimum financed amount of $25,000.

290 days no payment offer available to credit scores of 680 and higher. Interest accrues during the deferral period.

Experience Easy with Genisys
Whether you are just starting your auto loan search or are looking for extra protection from unforeseen and costly car repairs we have made it easy to find the answers. Use the Research, Buy and Protect buttons below to find anything you need related to finding your new car.  

Research car values icon Research

Research car values and use our payment calculators to compare financing options to fit your needs.

Buy a car icon Buy

At home, in a branch or at the dealership... Genisys can finance your vehicle anytime, anywhere!

Protect your vehicle icon Protect

Protect your vehicle and your financing with competitive products from Genisys Credit Union.


Popular Auto Loan Blogs:

 

FAQs to the most common car buying concerns.

 

 

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