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Small Business Micro Loans

Genisys Credit Union believes that investing in entrepreneurs strengthens our economy and builds a better community. Genisys now provides micro business loans to meet the needs of our small business owners who want to expand on their existing business, purchase equipment, or need extra working capital for other expenses. 

These micro loans are available to small business owners in any state in the United States. For Michigan small business owners, visit our Michigan small business loans page.

Line of Credit

Small business lines of credit allow you to use the exact amount you need, borrowed from an open line of credit, without the more defined terms and requirements of a standard loan. Our Small Business Line of Credit offers amounts up to $15,000.  Available uses include:

Small Business Term Loan

Business term loans are a traditional loan that is issued in one lump sum and then repaid in regular installments during the length of the loan. Maximum loan amount is $40,000. Available uses include:

  • Machinery or equipment purchase
  • Company vehicle purchase
  • Refinances
  • Other business needs

View our current small business micro loan rates.

To apply for a small business micro loan from Genisys Credit Union, please call and request an application at 800-521-8440, ext. 5 or visit one of our branches.

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