Genisys Credit Union
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Credit Union Business Loans

Genisys Credit Union believes that investing in entrepreneurs strengthens our economy and builds a better community. Genisys provides a great variety of business lending solutions to Michigan businesses , including SBA loans, commercial mortgages, lines of credit, and term loans. As a credit union, we think you will find the rates on our business loan solutions very competitive when compared to loans offered by other institutions.

Genisys Business Solutions Logo Genisys Credit Union 2019 winner of Michigan's Economic Bright Spots award

Business Line of Credit

Finance short term asset/inventory and receivables revolving:

  • Variable interest rates (prime + 1 and up)
  • Interest paid monthly
  • Annual review/draws as needed

Term Business Loans

Finance purchase of equipment, vehicles, business assets:

  • Variable or fixed-rate
  • Average term 5 years
  • Monthly P&I payments (may have a draw period of interest only)

Commercial Mortgage

Commercial real estate property:

  • Variable or fixed-rate
  • 5 - 10 year term
  • Generally requires 20% down payment

SBA 7(A) Loan

Multi purpose, generally start up business:

  • Generally fixed rates
  • SBA sets maximum
  • Extended terms available up to 25 years on real estate
  • No balloon terms

SBA Express Loan

Multi purpose loan:

  • Generally variable rate, can be fixed
  • SBA sets maximum rates
  • Extended terms
  • No balloon terms

Learn More or Apply for a Genisys Credit Union Business Loan:

  • Call or visit one of our branches
  • Call our Contact Center at 800-521-8440, x 5
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