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Credit Union Business Loans

Genisys Credit Union believes that investing in entrepreneurs strengthens our economy and builds a better community. Genisys provides a great variety of business lending solutions to Michigan businesses , including SBA loans, commercial mortgages, lines of credit, and term loans. As a credit union, we think you will find the rates on our business loan solutions very competitive when compared to loans offered by other institutions. 


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Business Line of Credit

Finance short term asset/inventory and receivables revolving:

  • Variable interest rates (prime + 1 and up)Corp! Logo - Genisys is recognized as a Winner as MIchigan's Economic Bright Spot
  • Interest paid monthly
  • Annual review/draws as needed

Term Business Loans

Finance purchase of equipment, vehicles, business assets:

  • Variable or fixed-rate
  • Average term 5 years
  • Monthly P&I payments (may have a draw period of interest only)

Commercial Mortgage

Commercial real estate property:

  • Variable or fixed-rate
  • 5 - 10 year term
  • Generally requires 20% down payment

SBA 7(A) Loan

Multi purpose, generally start up business:

  • Generally fixed rates
  • SBA sets maximum
  • Extended terms available up to 25 years on real estate
  • No balloon terms

SBA Express Loan

Multi purpose loan:

  • Generally variable rate, can be fixed
  • SBA sets maximum rates
  • Extended terms
  • No balloon terms

Learn More or Apply for a Genisys Credit Union Business Loan:

  • Call or visit one of our branches
  • Contact the Business Lending Manager at 248-322-9800, ext. 1053
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