Free, No-Fee Checking Accounts
Everyone has seen offers for free checking accounts at credit unions, but what do you really get with those free accounts? Usually, not much. Genisys Credit Union rewards you with more than just a basic account. With our no-fee checking accounts you can take advantage of several convenient benefits such as:
- Free Genisys Rewards Debit Mastercard® with DOUBLE PLAY Rewards
- Free Mobile Banking with mobile deposit
- Free Credit Union Online banking with online deposit
- Free Mobile and Online Bill Pay when you receive eStatements ($3.95 per month with paper statements)
- Unlimited ATM access at nearly 30,000 Co-Op Network ATM locations nationwide.
- Overdraft protection from primary share account or Personal Line of Credit (Must enroll and qualify for each)
Looking to earn 4.06%APY* on your checking account?
GENIUS High Yield Checking
Genisys Credit Union offers an impressive high interest checking account plus Rewards without a bunch of hoops to jump through! Find out how easy it is to be a Genius checking member.
Our checking accounts offer no minimum balance, no monthly maintenance fees, FREE bill payment with eStatements and 24/7 convenient access. Miscellaneous fees may apply. View our complete fee disclosure.
We understand switching financial institutions can be a time consuming job. That's why we have made it easy with our Online Switch Kit!
Simply follow the step by step instructions by indicating which accounts to close and the Payees of all automatic payments and Genisys Credit Union’s Online Switch Kit will start, monitor and finish the transfer process for you. It’s really that easy!
Open a Checking Account Today!
- Download an account application
- Open at a branch
- Call a Financial Services Representative at 800-521-8440, ext. 5
- Reorder Checks*
*Online check orders CAN NOT be used for your first order of checks on your account. Please visit your local branch or call a Financial Service Representative at 248-322-9800 or 800-521-8440 ext. 5 to request your first order of checks.Go to main navigation