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Share Certificate Savings AccountsGenisys Credit Union certificate rates


Earn more interest with a federally insured share savings certificate.

When you are looking for a safe, guaranteed return on your money, a Certificate Savings Account from Genisys is a great choice. You will earn a fixed rate, guaranteed for the term you choose. Plus, our credit union rates are generally higher than the certificate of deposit rates offered by banks.

A Genisys Savings Certificate Account is a great option for IRAs or to achieve any savings goal.  Choose the savings certificate that’s right for you.

  • Share Certificates - Open an account with as little as $500 for terms of 6 months to 5 years. 
  • Flex Share Certificate - Open an account with just $100 and get three options during your one-year term.
    1. Make additional deposits of $10 to $25,000 per day to your Flex Certificate.
    2. Withdraw up to 25% of your principal one time throughout the term without an early withdrawal penalty.
    3. Bump-up the rate one time during the term should the offered rate on a Genisys Credit Union Flex Certificate increase.
  • Jumbo Share Certificates have a minimum balance of $100,000 and earn higher dividend rates than our Share Certificate Savings Accounts.

Check out the great rates on all of Genisys certificate savings account offerings.

*Penalty may be imposed for early withdrawal.

Open a Share Certificate Savings Account Today!

  • Open using Online Banking
  • Open at a branch
  • Call a Financial Services Representative at 800-521-8440, ext. 5

Share Certificate Savings Account FAQs

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