Savings

Savings Accounts
Effective Date: Sunday, April 28th, 2024
Dividend RateAPY*Dividend CreditedMinimum Balance
Share Savings (1,3)
0.10% 0.10% Quarterly $5
High Yield Youth Savings (2)
5.00% 5.12% Monthly $0
Holiday Savings (1)
0.10% 0.10% Quarterly $0
You Name It Savings (1)
0.10% 0.10% Quarterly $0

(1) Annual Percentage Yield designated as APY and subject to change at any time.
(2) Balances above $500.00 are paid the standard share savings rate.
(3) Minimum balance of $5 required to earn dividends.


Open An AccountSavings AccountsHigh Yield Youth Savings

Savings Accounts (Testing - DO NOT USE)
Effective Date: Sunday, April 28th, 2024

Checking Accounts
Effective Date: Sunday, April 28th, 2024
Dividend RateAPY*Minimum Balance
Genius Checking (1,2)
5.13% 5.25% $0
Basic Checking (1)
0.00% 0.00% $0
Interest Checking (1,3)
0.10% 0.10% $1,500

(1)Annual Percentage Yield designated as APY. Must enroll in eStatements and use your Genisys Debit Mastercard® at least ten times per month for purchases of $5.00 or more, excluding ATMs, to earn stated APY. Transactions that are pending on your account, and have not posted as of the end of the monthly qualification cycle will not count as a qualifying transaction for that cycle.
(2) Balances above $7,500 earn .05% APY. See Genius Checking page for details.
(3) Minimum balance of $1,500 required to earn dividends and avoid $10 monthly fee.


Open An Account Checking Accounts Genius High Yield Checking

Products no longer offered
Effective Date: Sunday, April 28th, 2024
Product NameDividend RateAPY*
Youth Club 0.10% 0.10%
Vacation Club 0.10% 0.10%
Checking S8 (Balances $500-$2499) 0.05% 0.05%
Checking S8 (Balances $2500 +) 0.05% 0.05%
Checking S15 (Balances $500-$1499) 0.05% 0.05%
Checking S15 (Balances $1,500 +) 0.10% 0.10%

NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency.