Certificates - Solid Returns on Savings

As part of your financial plan, you want an investment vehicle that offers a fixed rate for a specific time period—so you’ll always know how much you’re earning. You want the peace of mind that a Certificate from Genisys Credit Union can give you.

Choose a Certificate from Genisys® Credit Union and you’ll benefit from:

Choose the Certificate that’s right for you

Flex Certificate $100 and Above
Effective Date: Monday, April 29th, 2024
TermDividend RateAPY*

1 Year (1,2)

3.44% 3.48%

(1) Annual Percentage Yield designated as APY and subject to change at any time..
(2) Additional deposits of $10 to $25,000 allowed per day. One time option to change the rate offered on the same product. One time option to withdraw up to 25% of principal with no penalty.
Penalty for early withdrawal.


Open An AccountOpen Certificate in Online Banking

Term Certificates $500 and Above
Effective Date: Monday, April 29th, 2024
TermDividend RateAPY*
6 Months 3.39% 3.43%
1 Year 3.54% 3.59%
18 Months 3.45% 3.49%
2 Years 3.59% 3.64%
3 Years 3.75% 3.80%
4 Years 3.83% 3.89%
5 Years 3.91% 3.97%

$500 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal.


Open An AccountOpen Certificate in Online Banking

Jumbo and Jumbo IRA Certificates $100,000 and Above
Effective Date: Monday, April 29th, 2024
TermDividend RateAPY*
6 Months 3.44% 3.48%
1 Year 3.59% 3.64%
18 Months 3.50% 3.55%
2 Years 3.64% 3.69%
3 Years 3.80% 3.85%
4 Years 3.88% 3.94%
5 Years 3.96% 4.02%

$100,000 is the minimum balance required to open account and earn APY.  Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal.


Open An AccountOpen Certificate in Online Banking

 

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