Certificates - Solid Returns on Savings
As part of your financial plan, you want an investment vehicle that offers a fixed rate for a specific time period—so you’ll always know how much you’re earning. You want the peace of mind that a Certificate from Genisys Credit Union can give you.
Choose a Certificate from Genisys® Credit Union and you’ll benefit from:
- Variety of terms
- Minimum deposits as low as $100
- Higher rates than most financial institutions offer
- Solid returns
Choose the Certificate that’s right for you
Flex Certificate $100 and Above | ||
Effective Date: Monday, April 29th, 2024 | ||
Term | Dividend Rate | APY* |
1 Year (1,2) |
3.44% | 3.48% |
(1) Annual Percentage Yield designated as APY and subject to change at any time.. | ||
Term Certificates $500 and Above | ||
Effective Date: Monday, April 29th, 2024 | ||
Term | Dividend Rate | APY* |
6 Months | 3.39% | 3.43% |
1 Year | 3.54% | 3.59% |
18 Months | 3.45% | 3.49% |
2 Years | 3.59% | 3.64% |
3 Years | 3.75% | 3.80% |
4 Years | 3.83% | 3.89% |
5 Years | 3.91% | 3.97% |
$500 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal. | ||
Jumbo and Jumbo IRA Certificates $100,000 and Above | ||
Effective Date: Monday, April 29th, 2024 | ||
Term | Dividend Rate | APY* |
6 Months | 3.44% | 3.48% |
1 Year | 3.59% | 3.64% |
18 Months | 3.50% | 3.55% |
2 Years | 3.64% | 3.69% |
3 Years | 3.80% | 3.85% |
4 Years | 3.88% | 3.94% |
5 Years | 3.96% | 4.02% |
$100,000 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal. | ||
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