Personal Loans
Whether you need extra cash for a large purchase, special occasion, or some other expense, a personal loan can be a great way to pay for it.
More than just a debt consolidation loan, personal loans are a great way to pay for expenses both planned and unplanned. Whether you’re looking to improve your home, start a family, or pay for that dream vacation you finally decided to go on, Genisys offers convenient personal loans and lines of credit giving you the financial security you need to cover these expenses.
With low interest rates, flexible terms and an unsecured line of credit option for even more spending power, look to a personal loan for things like:
- Home Improvements
- Medical & Dental Needs
- Baby & Adoption Expenses
- Special Occasions
- Unexpected Expenses
| Personal Loan Special | ||
| Effective Date: Friday, April 19th, 2024 | ||
| Name | APR as low as* | Approximate Term |
| Personal Loan Special | 10.49% | up to 48 months |
| Personal Loan Special | 10.99% | up to 60 months |
*Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer. Approximate monthly payment would be $25.56 per $1,000 borrowed at 10.49% for 48 months or $21.69 per $1,000 borrowed at 10.99% for 60 months. | ||
| Personal Loans | ||
| Effective Date: Friday, April 19th, 2024 | ||
| Name | APR as low as* | Approximate Term |
Personal Loans |
11.24% | up to 60 months |
*Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Approximate monthly payment would be $21.84 per $1,000 borrowed at 11.24% for 60 months. Maximum total unsecured credit allowed is $50,000. | ||
| Personal Line of Credit | |
| Effective Date: Friday, April 19th, 2024 | |
| Overdrafts to your checking account | |
| APR as low as* | Maximum APR |
| 11.99% | 18.00% |
*Annual Percentage Rates (APR) may vary depending upon credit qualifications. Maximum loan amount $10,000. Payments do not begin until an advance is made. Funds are accessed by transferring funds to your Genisys checking account. | |
Common Personal Loan FAQs
- How is a Personal Loan Rate determined?
- How will a Personal Loan affect my credit score?
- Who and what qualifies for a Personal Loan?
Apply your way
- Apply online 24/7
- Download an application
- Apply at a branch
- Call a Financial Services Representative at 800-521-8440, ext. 5
