Share Savings Certificate Rates

Savings Certificates

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Savings Certificates

Earn more interest with a federally insured share savings certificate. Genisys Credit Union has a wide variety of accounts to help you manage your finances. See our current savings certificate rates and see how we compare to other financial institutions.

Learn more about our Term Certificates

Certificate Specials
Effective Date: Thursday, January 20th, 2022
Term	Dividend Rate	APY*
13 Months	0.65%	0.65%
30 Months	0.85%	0.85%
^*Annual Percentage Yield designated as APY. Certificate specials are for a limited time and the credit union may end it at anytime without notice. Minimum certificate opening balance is $500. Specials are non-renewable. 13 month term will renew into an 12 month term. 30 month term will renew into an 24 month term.

Term Certificates $500 and Above
Effective Date: Thursday, January 20th, 2022
Term	Dividend Rate	APY*
6 Months	0.40%	0.40%
1 Year	0.50%	0.50%
18 Months	0.55%	0.55%
2 Years	0.65%	0.65%
3 Years	0.80%	0.80%
4 Years	0.95%	0.95%
5 Years	1.24%	1.25%
$500 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time.. Penalty for early withdrawal.

Jumbo and Jumbo IRA Certificates $100,000 and Above
Effective Date: Thursday, January 20th, 2022
Term	Dividend Rate	APY*
6 Months	0.35%	0.35%
1 Year	0.50%	0.50%
18 Months	0.55%	0.55%
2 Years	0.60%	0.60%
3 Years	0.80%	0.80%
4 Years	0.95%	0.95%
5 Years	1.29%	1.30%
$100,000 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time.. Penalty for early withdrawal.

Flex Certificate $100 and Above
Effective Date: Thursday, January 20th, 2022
Term	Dividend Rate	APY*
1 Year (1,2)	0.65%	0.65%
(1) Annual Percentage Yield designated as APY and subject to change at any time.. (2) Additional deposits of $10 to $25,000 allowed per day. One time option to change the rate offered on the same product. One time option to withdraw up to 25% of principal with no penalty. Penalty for early withdrawal.

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