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Savings Certificates

Earn more interest with a federally insured share savings certificate. Genisys Credit Union has a wide variety of accounts to help you manage your finances. See our current savings certificate rates and see how we compare to other financial institutions.

Learn more about our Term Certificates 

Certificate Specials
Effective Date: Wednesday, January 16th, 2019
TermRateAPY*
13 Months 2.77% 2.80%
19 Months 2.87% 2.90%
25 Months 2.97% 3.00%
30 Months 3.07% 3.11%
61 Months 3.31% 3.35%

Term Certificates $500 and Above
Effective Date: Wednesday, January 16th, 2019
TermRateAPY*
6 Months 1.59% 1.60%
1 Year 2.08% 2.10%
18 Months 2.18% 2.20%
2 Years 2.28% 2.30%
3 Years 2.53% 2.55%
4 Years 2.67% 2.70%
5 Years 3.02% 3.05%
$500 is the minimum balance required to open account and earn APY. Rates are reviewed and revised weekly as necessary.  Penalty for early withdrawal.

Jumbo and Jumbo IRA Certificates $100,000 and Above
Effective Date: Wednesday, January 16th, 2019
TermRateAPY*
6 Months 1.64% 1.65%
1 Year 2.13% 2.15%
18 Months 2.23% 2.25%
2 Years 2.33% 2.35%
3 Years 2.58% 2.61%
4 Years 2.72% 2.75%
5 Years 3.07% 3.11%
$100,000 is the minimum balance required to open account and earn APY.  Rates are reviewed and revised weekly as necessary.  Penalty for early withdrawal.

Flex Certificate $100 and Above
Effective Date: Wednesday, January 16th, 2019
TermRateAPY*

1 Year (2,8)

1.74% 1.75%

(2) Rates are reviewed and revised weekly as necessary.
(8) Additional deposits of $10 to $25,000 allowed per day. One time option to change the rate offered on the same product. One time option to withdraw up to 25% of principal with no penalty.

Youth Certificate
Effective Date: Wednesday, January 16th, 2019
TermRateAPY*
3 Year 2.53% 2.55%
$10 is the minimum balance required to open account and earn APY. Rates are reviewed and revised weekly as necessary.  Penalty for early withdrawal.

 

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