IRA/Retirement
Earn more interest on your IRA account with a variety of federally insured options. See our current IRA Certificate and money market account rates and see how we compare to other financial institutions.
Learn more about our IRA's and HSA accounts
| IRA Certificate Specials | ||
| Effective Date: Wednesday, January 16th, 2019 | ||
| Term | Rate | APY* |
| 13 Months | 2.77% | 2.80% |
| 19 Months | 2.87% | 2.90% |
| 25 Months | 2.97% | 3.00% |
| 30 Months | 3.07% | 3.11% |
| 61 Months | 3.31% | 3.35% |
| * Annual Percentage designated as APY. Certificate specials are for a limited time and the credit union may end it at anytime without notice. Minimum certificate opening balance is $500. Specials are non-renewable. The 13 month term will renew into a 12 month term, the 19 month will renew to an 18 month term, the 25 and 30 month will renew into a 24 month term and the 61 month term will renew into a 60 month certificate. Penalty for early withdrawal. | ||
| Jumbo and Jumbo IRA Certificates $100,000 and Above | ||
| Effective Date: Wednesday, January 16th, 2019 | ||
| Term | Rate | APY* |
| 6 Months | 1.64% | 1.65% |
| 1 Year | 2.13% | 2.15% |
| 18 Months | 2.23% | 2.25% |
| 2 Years | 2.33% | 2.35% |
| 3 Years | 2.58% | 2.61% |
| 4 Years | 2.72% | 2.75% |
| 5 Years | 3.07% | 3.11% |
| $100,000 is the minimum balance required to open account and earn APY. Rates are reviewed and revised weekly as necessary. Penalty for early withdrawal. | ||
| IRA Certificates $500 and Above | ||
| Effective Date: Wednesday, January 16th, 2019 | ||
| Term | Rate | APY* |
| 6 Months | 1.54% | 1.55% |
| 1 Year | 1.69% | 1.70% |
| 18 Months | 1.74% | 1.75% |
| 2 Years | 2.13% | 2.15% |
| 3 Years | 2.33% | 2.33% |
| 4 Years | 2.52% | 2.55% |
| 5 Years | 2.72% | 2.75% |
| $500 is the minimum balance required to open account and earn APY. Rates are reviewed and revised weekly as necessary. Penalty for early withdrawal. | ||
| Retirement / Education / Health Savings Accounts | ||||
| Effective Date: Wednesday, January 16th, 2019 | ||||
| Account Type | Dividend Rate | APY* | Dividend Credited | Minimum Balance |
Health Savings (HSA) (1) |
0.50% | 0.50% | Monthly | $0 |
IRA Money Market (1, 6) |
0.45% | 0.45% | Monthly | $2,500 |
IRA Savings (1) |
0.20% | 0.20% | Quarterly | $5 |
(1) Rates are determined by the Board of Directors and may change at any time. | ||||
