IRA/Retirement
Earn more interest on your IRA account with a variety of federally insured options. See our current IRA Certificate and money market account rates and see how we compare to other financial institutions.
Learn more about our IRA's and HSA accounts
| Jumbo and Jumbo IRA Certificates $100,000 and Above | ||
| Effective Date: Saturday, September 21st, 2019 | ||
| Term | Rate | APY* |
| 6 Months | 1.69% | 1.70% |
| 1 Year | 2.13% | 2.15% |
| 18 Months | 2.23% | 2.25% |
| 2 Years | 2.33% | 2.35% |
| 3 Years | 2.43% | 2.45% |
| 4 Years | 2.53% | 2.55% |
| 5 Years | 2.63% | 2.66% |
| $100,000 is the minimum balance required to open account and earn APY. Rates are reviewed and revised weekly as necessary. Penalty for early withdrawal. | ||
| IRA Certificates $500 and Above | ||
| Effective Date: Saturday, September 21st, 2019 | ||
| Term | Rate | APY* |
| 6 Months | 1.64% | 1.65% |
| 1 Year | 2.08% | 2.10% |
| 18 Months | 2.18% | 2.20% |
| 2 Years | 2.28% | 2.30% |
| 3 Years | 2.38% | 2.40% |
| 4 Years | 2.48% | 2.50% |
| 5 Years | 2.58% | 2.61% |
| $500 is the minimum balance required to open account and earn APY. Rates are reviewed and revised weekly as necessary. Penalty for early withdrawal. | ||
| Retirement / Education / Health Savings Accounts | ||||
| Effective Date: Saturday, September 21st, 2019 | ||||
| Account Type | Dividend Rate | APY* | Dividend Credited | Minimum Balance |
Health Savings (HSA) (1) |
0.50% | 0.50% | Monthly | $0 |
IRA Money Market (1, 6) |
0.45% | 0.45% | Monthly | $2,500 |
IRA Savings (1) |
0.20% | 0.20% | Quarterly | $5 |
(1) Rates are determined by the Board of Directors and may change at any time. | ||||
