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IRA/Retirement

Earn more interest on your IRA account with a variety of federally insured options.  See our current IRA Certificate and money market account rates and see how we compare to other financial institutions.

Learn more about our IRA's  and HSA accounts

 

Jumbo and Jumbo IRA Certificates $100,000 and Above
Effective Date: Tuesday, November 19th, 2019
TermRateAPY*
6 Months 1.49% 1.50%
1 Year 1.94% 1.95%
18 Months 2.04% 2.06%
2 Years 2.13% 2.15%
3 Years 2.23% 2.25%
4 Years 2.33% 2.35%
5 Years 2.44% 2.46%
$100,000 is the minimum balance required to open account and earn APY.  Annual Percentage Yield designated as APY and subject to change at any time..  Penalty for early withdrawal.

IRA Certificates $500 and Above
Effective Date: Tuesday, November 19th, 2019
TermRateAPY*
6 Months 1.44% 1.45%
1 Year 1.89% 1.90%
18 Months 1.99% 2.00%
2 Years 2.08% 2.10%
3 Years 2.18% 2.20%
4 Years 2.28% 2.30%
5 Years 2.39% 2.41%
$500 is the minimum balance required to open account and earn APY.  Annual Percentage Yield designated as APY and subject to change at any time..  Penalty for early withdrawal.

Retirement / Education / Health Savings Accounts
Effective Date: Tuesday, November 19th, 2019
Account TypeDividend RateAPY*Dividend CreditedMinimum Balance

Health Savings (HSA) (1)

0.50% 0.50% Monthly $0

IRA Money Market (1, 2)

0.45% 0.45% Monthly $2,500

IRA Savings (1)

0.20% 0.20% Quarterly $5

(1) Annual Percentage Yield designated as APY and subject to change at any time.
(2) Minimum balance of $2,500 required to earn dividends.

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