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IRA/Retirement

Earn more interest on your IRA account with a variety of federally insured options.  See our current IRA Certificate and money market account rates and see how we compare to other financial institutions.

Learn more about our IRA's  and HSA accounts

IRA Certificate Specials
Effective Date: Thursday, July 9th, 2020
TermDividend RateAPY*
19 months 1.19% 1.20%
*Annual Percentage Yield designated as APY. Certificate specials are for a limited time and the credit union may end it at anytime without notice. Minimum certificate opening balance is $500. Specials are non-renewable.  19 month term will renew into an 18 month term.

Jumbo and Jumbo IRA Certificates $100,000 and Above
Effective Date: Thursday, July 9th, 2020
TermDividend RateAPY*
6 Months 0.60% 0.60%
1 Year 0.70% 0.70%
18 Months 0.75% 0.75%
2 Years 0.90% 0.90%
3 Years 1.00% 1.00%
4 Years 1.20% 1.21%
5 Years 1.39% 1.40%
$100,000 is the minimum balance required to open account and earn APY.  Annual Percentage Yield designated as APY and subject to change at any time..  Penalty for early withdrawal.

IRA Certificates $500 and Above
Effective Date: Thursday, July 9th, 2020
TermDividend RateAPY*
6 Months 0.55% 0.55%
1 Year 0.65% 0.65%
18 Months 0.70% 0.70%
2 Years 0.85% 0.85%
3 Years 0.95% 0.95%
4 Years 1.15% 1.16%
5 Years 1.34% 1.35%
$500 is the minimum balance required to open account and earn APY.  Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal.

Retirement / Education / Health Savings Accounts
Effective Date: Thursday, July 9th, 2020
Account TypeDividend RateAPY*Dividend CreditedMinimum Balance

Health Savings (HSA) (1)

0.50% 0.50% Monthly $0

IRA Money Market (1, 2)

0.45% 0.45% Monthly $2,500

IRA Savings (1)

0.20% 0.20% Quarterly $0

(1) Annual Percentage Yield designated as APY and subject to change at any time.
(2) Minimum balance of $2,500 required to earn dividends.

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