IRA/Retirement
Earn more interest on your IRA account with a variety of federally insured options. See our current IRA Certificate and money market account rates and see how we compare to other financial institutions.
Learn more about our IRA's and HSA accounts
| IRA Certificate Specials | ||
| Effective Date: Tuesday, October 19th, 2021 | ||
| Term | Dividend Rate | APY* |
| 13 Months | 0.55% | 0.55% |
| 19 months | 0.60% | 0.60% |
| *Annual Percentage Yield designated as APY. Certificate specials are for a limited time and the credit union may end it at anytime without notice. Minimum certificate opening balance is $500. Specials are non-renewable. 13 month term will renew into an 12 month term. 19 month term will renew into an 18 month term. | ||
| Jumbo and Jumbo IRA Certificates $100,000 and Above | ||
| Effective Date: Tuesday, October 19th, 2021 | ||
| Term | Dividend Rate | APY* |
| 6 Months | 0.35% | 0.35% |
| 1 Year | 0.50% | 0.50% |
| 18 Months | 0.55% | 0.55% |
| 2 Years | 0.60% | 0.60% |
| 3 Years | 0.80% | 0.80% |
| 4 Years | 0.95% | 0.95% |
| 5 Years | 1.05% | 1.05% |
| $100,000 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time.. Penalty for early withdrawal. | ||
| IRA Certificates $500 and Above | ||
| Effective Date: Tuesday, October 19th, 2021 | ||
| Term | Dividend Rate | APY* |
| 6 Months | 0.30% | 0.30% |
| 1 Year | 0.45% | 0.45% |
| 18 Months | 0.50% | 0.50% |
| 2 Years | 0.55% | 0.55% |
| 3 Years | 0.75% | 0.75% |
| 4 Years | 0.90% | 0.90% |
| 5 Years | 1.00% | 1.00% |
| $500 is the minimum balance required to open account and earn APY. Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal. | ||
| Retirement / Education / Health Savings Accounts | ||||
| Effective Date: Tuesday, October 19th, 2021 | ||||
| Account Type | Dividend Rate | APY* | Dividend Credited | Minimum Balance |
Health Savings (HSA) (1) |
0.50% | 0.50% | Monthly | $0 |
IRA Money Market (1, 2) |
0.45% | 0.45% | Monthly | $2,500 |
IRA Savings (1) |
0.20% | 0.20% | Quarterly | $0 |
(1) Annual Percentage Yield designated as APY and subject to change at any time. | ||||
