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Home Affordable Refinance Program (HARP)

Did you know that you may now be able to refinance to a lower rate fixed-term mortgage through HARP?

  • No equity required
  • Can refinance a first mortgage, even with a second mortgage, like a Home Equity loan, outstanding. (Subject to subordination from current second mortgage lender)
  • Current mortgage must have no delinquencies in the last 12 months.
  • Program ends September 30, 2017.
To refinance your mortgage through HARP, you will first need to see if you are qualified.

Step 1
Check to see if your mortgage is owned by Fannie Mae or Freddie Mac.  Visit the website links provided below or call and enter your property information as it appears on your mortgage statement.

 

Fannie Mae Mortgage Lookup

Freddie Mac Mortgage Lookup

Click here Click here
   

Or call 800-732-6643

8am - 8pm ET

Or call 800-373-3343

8am - 8pm ET

 



Step 2

If your mortgage is confirmed to
be held by Fannie Mae

If your mortgage is confirmed to
be held by Freddie Mac

and you live in Michigan,
click here to refinance
.

    Click here to refinance  
   

and you do not live in Michigan,
click here to refinance.

 
   

If you get a match, we've got the mortgage for you! Contact one of our mortgage loan officers today by calling 248-322-9800 or 800-521-8440 ext 3265

 

NMLS ID# 409008

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