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Business Checking Account & Lending Rates

Genisys Credit Union is committed to offering affordable and convenient banking options to business owners in the community. From business checking accounts to a variety of business lending options, we're here to help you every step of the way. Check out our current business account rates and see how we compare to other financial institutions. 

Learn more about Business Checking and Business Lending (MI Only)

Business Checking
Effective Date: Monday, July 22nd, 2019
Account TypeDividend RateAPY*Minimum Balance
Business Checking Plus 0.05% 0.05% $10,000-49,999
Business Checking Plus 0.10% 0.10% $50,000-99,999
Business Checking Plus 0.20% 0.20% $100,000 +

Business Loans

Auto Loans
Effective Date: Monday, July 22nd, 2019
Model YearAPR as low as*Term
2013 - newer 4.24% 60 months
2013 - newer 4.74% 61-72 months
2015 - newer 5.49% 84 months
2010-2012 6.24% 60 months
2009 - older 6.74% 60 months
*Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability.

Line of Credit/Overdraft
Effective Date: Monday, July 22nd, 2019
APR as low as*Maximum Loan Amount
12.90% $15,000
*Loans are not eligible for discounts, GAP, MRC or credit life/disability.
Maximum total loan aggregate can not exceed $49,999.

Term Loan
Effective Date: Monday, July 22nd, 2019
APR as low as*Down PaymentMaximum Loan AmountTerm
11.49% 20% $40,000 48 Months
*Loans are not eligible for discounts, GAP, MRC or credit life/disability.
Maximum total loan aggregate can not exceed $49,999.

Machinery/Equipment Loan
Effective Date: Monday, July 22nd, 2019
APR as low as*Down PaymentMaximum Loan AmountTerm
6.49% 20% $40,000 60 Months
*Loans are not eligible for discounts, GAP, MRC or credit life/disability.
Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999

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