| Business Checking |
| Effective Date: Wednesday, January 16th, 2019 |
| Account Type | Dividend Rate | APY* | Minimum Balance |
| Business Checking Plus |
0.05% |
0.05% |
$10,000-49,999 |
| Business Checking Plus |
0.10% |
0.10% |
$50,000-99,999 |
| Business Checking Plus |
0.20% |
0.20% |
$100,000 + |
| Auto Loans |
| Effective Date: Wednesday, January 16th, 2019 |
| Model Year | APR as low as* | Term |
| 2011-2016 |
3.24% |
60 months |
| 2011-2016 |
3.49% |
61-72 months |
| 2014-2016 |
4.49% |
84 months |
| 2009-2010 |
4.49% |
60 months |
| 2008 and older |
6.50% |
48 months |
| *Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. |
| Line of Credit/Overdraft |
| Effective Date: Wednesday, January 16th, 2019 |
| APR as low as* | Maximum Loan Amount |
| 12.90% |
$15,000 |
| *Loans are not eligible for discounts, GAP, MRC or credit life/disability. |
| Maximum total loan aggregate can not exceed $49,999. |
| Term Loan |
| Effective Date: Wednesday, January 16th, 2019 |
| APR as low as* | Down Payment | Maximum Loan Amount | Term |
| 11.00% |
20% |
$40,000 |
48 Months |
| *Loans are not eligible for discounts, GAP, MRC or credit life/disability. |
| Maximum total loan aggregate can not exceed $49,999. |
| Machinery/Equipment Loan |
| Effective Date: Wednesday, January 16th, 2019 |
| APR as low as* | Down Payment | Maximum Loan Amount | Term |
| 5.99% |
20% |
$40,000 |
60 Months |
| *Loans are not eligible for discounts, GAP, MRC or credit life/disability. |
| Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999 |
