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Business Checking Account & Lending Rates

Genisys Credit Union is committed to offering affordable and convenient banking options to business owners in the community. From business checking accounts to a variety of business lending options, we're here to help you every step of the way. Check out our current business account rates and see how we compare to other financial institutions. 

Learn more about Business Checking and Business Lending (MI Only)

Business Checking
Effective Date: Saturday, April 17th, 2021
Account TypeDividend RateAPY*Minimum Balance
Business Checking Plus 0.05% 0.05% $10,000-49,999
Business Checking Plus 0.10% 0.10% $50,000-99,999
Business Checking Plus 0.20% 0.20% $100,000 +

Business Credit Card

Business Credit Rewards Mastercard®
Effective Date: Saturday, April 17th, 2021
APR as low as*Maximum APR
9.25% 16.25%

Annual Percentage Rate (APR) is variable and is based on the current prime rate.

Business Credit Rewards Mastercard Account Opening Disclosure

Business Loans

Auto Loans
Effective Date: Saturday, April 17th, 2021
Model YearAPR as low as*Term
2014 - newer 3.14% 60 months
2014 - newer 3.99% 61-72 months
2016 - newer 4.64% 84 months
2011-2013 4.99% 60 months
2010 - older 5.24% 60 months
*APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $18.03 per $1,000 borrowed at 3.14% for 60 months.

Line of Credit/Overdraft
Effective Date: Saturday, April 17th, 2021
APR as low as*Maximum Loan Amount
10.99% $15,000
*Loans are not eligible for discounts, GAP, MRC or credit life/disability.
Maximum total loan aggregate can not exceed $49,999.

Term Loan
Effective Date: Saturday, April 17th, 2021
APR as low as*Down PaymentMaximum Loan AmountTerm
11.49% 20% $40,000 48 Months
*Loans are not eligible for discounts, GAP, MRC or credit life/disability.
Maximum total loan aggregate can not exceed $49,999.

Machinery/Equipment Loan
Effective Date: Saturday, April 17th, 2021
APR as low as*Down PaymentMaximum Loan AmountTerm
5.99% 20% $40,000 60 Months
*APR is Annual Percentage Rate. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.56 per $1,000 borrowed at 6.49% for 60 months.
Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999

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