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Home Improvement & Home Repair Loans

Looking to make some home improvements? Finally ready for an inground pool? Or maybe it’s time for a Master bathroom makeover.  Whatever the update, Genisys Credit Union has fast and easy home improvement loans for you!

These no-equity home improvement loans are perfect for renovations, remodeling projects, or any of that pesky basement work you’ve been putting off since moving in. Similar to our other personal loans, these home renovation loans offer flexible terms and variable rates to help meet the needs of your home repair project. Our home improvement loans help cover the cost of materials, help pay for contractors, and can cover any unexpected expenses that crop up along the way - and with big renovation projects, you always need to expect the unexpected.

From a landscaping overhaul and a new pool to remodeling a bathroom or basement, a Home Improvement Personal Loan from Genisys is just the answer! Contact the Genisys Credit Union branch near you or apply for a home improvement loan online to get started on your next big home project.

These loans offer high credit limits, with flexible terms and low fixed rates.

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Home Improvement Personal Loan Special
Effective Date: Friday, August 8th, 2025
Loan AmountAPR as low as*Approximate Term
$5,000 - $30,000 9.49% up to 60 months
$5,000 - $30,000 9.99% up to 72 months

Apply Online

*Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Minimum credit score required to qualify for this loan. Loan limits from $5,000 and up to $30,000 with terms up to 60 months. Limited time offer. Approximate monthly payment would be $25.56 per $1,000 borrowed at 10.49% for 48 months or $21.69 per $1,000 borrowed at 10.99% for 60 months.

Home Improvement Personal Loan
Effective Date: Friday, August 8th, 2025
Loan AmountAPR as low as*Approximate Term
$500 - $50,000 10.24% up to 72 months

Apply Online

*Annual Percentage Rates (APR) and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account.  Approximate monthly payment would be $21.84 per $1,000 borrowed at 11.24% for 60 months. Maximum total unsecured credit allowed is $50,000.

 

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