Youth & Teen High Yield Savings Account - Genisys® Credit Union

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Genisys High Yield Youth Savings Account

Give Your Kids a Smart Start – Earn 5.12%APY*

Genisys Credit Union Youth Savings Accounts are structured to encourage and reward saving. Earn an amazing rate of 5.12%APY on balances up to $500. This High Yield Youth Savings Account is available for kids from birth to 18 years old.

2 Ways to WIN $500!2

Now through April 30, 2024, if a new High-Yield Youth Savings, a new Genius High-Yield Checking, or a $25 deposit is made to an existing High-Yield Youth Savings, your child will be entered in a drawing for a chance to WIN $500!2

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Open a High Yield Youth Savings Account
Earns 5.12%APY*

Start your child on the path to financial independence and open them a High-Yield Youth Savings account. This is a unique account for our members up to age 18, that earns 5.12% APY*.

OR


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Open a Genius High Yield Checking Account
Earns 5.25%APY3

As early as age 12, you can also co-sign for them to open a Genius High-Yield Checking account and begin learning the responsibilities of saving and spending. This checking account earns 5.25% APY3, with a potential earning of nearly $400 a year. Plus, this account can be easily managed with our mobile apps.

Learn more about Genius High Yield Checking.

Honorary Bat Kid For a Day!

Genisys Credit Union is partnering with Jimmy John's field in Utica, MI for something really fun this baseball season! Kids from 5 to 13 years old can enter to win to be the honorary Bat Kid at a United Shore Professional Baseball League game at Jimmy Johns Field in Utica, MI. We are selecting a child for every home game this season.

It's easy to enter! Just fill out our online entry form for your chance to be selected this season. Winners will be given game tickets for their whole family so everyone can watch the fun!

Enter Now

Bat Kid Contest: For the chance to be chosen, your child must have an entry in our 2024 database, past years entries are not valid. Eligible children are between the ages of 5-13. See Credit Union for full details.

More Than a Savings Account

Moola Moola - for members ages 0-6 years old. This is a fun way to learn about money and the importance of saving.

Moola Moola Club Account Benefits:

Wealth Warriors - for members ages 7-12 years old. This is a fun way to learn about managing money and how to make it grow.

Wealth Warriors Account Benefits:

  • Account Opening Gift
  • Newsletter - Offering real life financial information, tips and advice
  • eAllowance - Have your allowance directly deposited into your account
  • Parents have easy access through online banking and quarterly estatements
  • FREE FamilyMint Online money-management tool

Money Fit - for members ages 13-18 years old. This is a helpful tool to guide you in the right direction financially by providing answers to your questions and assisting you in managing your money.

Money Fit Account Benefits:

  • Account Opening Gift
  • MoneyFit Video Series - Fun, educational videos to help understand finances.
  • Newsletter - Offering real life financial information, tips and advice
  • eAllowance - Have your allowance directly deposited into your account
  • Easy access through online banking and quarterly e-statements
  • FREE FamilyMint Online money-management tool

*Annual Percentage Yield designated as APY. and subject to change at any time. High-Yield Youth Savings account is only for members from ages 0-18. Balances above $500.00 are paid the standard share savings rate.

2. The opening/subsequent deposit must be at least $25. One (1) entry per child. Genisys Credit Union will draw 2 qualified winners by May 7, 2024, notify the winner and deposit $500 to the child's High-Yield Youth Savings account or primary savings account

3. Annual Percentage Yield designated as APY. Must enroll in eStatements and use your Genisys Debit Mastercard® at least ten times per month for purchases of $5.00 or more, excluding ATMs, to earn 5.25%APY. Balances over $7,500 will earn .05%APY. The earned per year amount shown is calculated by a full year at the account balance of $7,500. Your results may vary as your daily account balance fluctuates. Transactions that are pending on your account, and have not posted as of the end of the monthly qualification cycle will not count as a qualifying transaction for that cycle.

This page is in compliance with the Children's Online Privacy Protection Act (COPPA) and does not collect or retain information from any visitor to the page including children under the age of 13.For more information on The Children's Online Privacy Protection Act  please read Frequently Asked Questions about the Children's Online Privacy Protection Rule.

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