Genisys® Credit Union
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Home Equity Loans                          

    

Let your house pay you back.

Your house is an asset that can help you reach other financial goals.  When you have equity in your house you can turn it into an affordable home equity loan from Genisys.

Fixed-rate, fixed-term home equity loan – Perfect for members who want to borrow a certain amount and have set monthly payments

Variable-rate line of credit – Great for members who want to borrow different amounts as needed and don’t mind varying payment amounts

Find Out Which Home Equity Loan Is Right For You

Closing Costs

There are minimal closing costs charged once your loan is funded.  Those costs can be taken from the first draw, loan proceeds, or paid directly at closing.

Home Equity - Fixed Term
Effective Date: Saturday, October 25th, 2014
Loan to Value up toAPR as low as*Approximate Term
95.00% 3.64% up to 3 years
95.00% 3.84% up to 5 years
95.00% 4.44% up to 7 years
95.00% 4.99% up to 10 years

*Rates and terms may vary depending upon credit qualifications and lien position. A full appraisal may be required depending on credit score. Certain criteria must be met to qualify for 95% LTV.  Includes discount for Credit Life & Disability Insurance or Direct Deposit and AutoPay.

Home Equity Line of Credit
Effective Date: Saturday, October 25th, 2014
Variable Rate
Loan to Value up toAPR as low as*Maximum APR
90.00% 4.25% 8.50%
*Rates may vary based on credit qualifications. Certain criteria must be met to qualify for 95% LTV.

Apply Your Way

NMLS ID# 409008

Featured Rates

Featured Rates
Effective Date: Saturday, October 25th, 2014
NameAPR as low as*

Loans (as low as)

Auto Loans 1.99% APR

Personal Loan Special

6.75% APR
*APR=Annual Percentage Rate. *APY=Annual Percentage Yield.

All Genisys Rates

Savings

Certificates 1.76% APY*
Money Market .45% APY
Equal Housing Lender National Credit Union Administration
Routing #272483905
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