Genisys® Credit Union
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Save for the future

With any IRA from Genisys you’ll get competitive rates as you save for your future. Open your IRA with any amount and make regular contributions through Direct Deposit, by mail or in person.

Choose the IRA that is right for you

Open your IRA with the account that best fits your needs

Fewer fees are a great benefit of being a Genisys member.  Compare our fees to what you pay at other institutions.

Download form MI-4WP, Withholding Certificate for Michigan Pension or Annuity Payments.

Open an IRA Today!

Featured Rates

Featured Rates
Effective Date: Monday, November 30th, 2015
NameAPR as low as*

Loans (as low as)

Auto Loans 1.99% APR

Personal Loan Special

6.49% APR
Holiday Loan 7.75% APR
*APR=Annual Percentage Rate. *APY=Annual Percentage Yield.

All Genisys Rates


Certificates 2.02% APY*
Money Market .45% APY
Equal Housing Lender National Credit Union Administration
Routing #272483905
Learn more about setting up Direct Deposit and Electronic Payments
Federally Insured by NCUA