Genisys® Credit Union
Home > Accounts > IRAs/Retirement



Save for the future

With any IRA from Genisys you’ll get competitive rates as you save for your future. Open your IRA with any amount and make regular contributions through Direct Deposit, by mail or in person.

Choose the IRA that is right for you

Open your IRA with the account that best fits your needs

Fewer fees are a great benefit of being a Genisys member.  Compare our fees to what you pay at other institutions.

Download form MI-4WP, Withholding Certificate for Michigan Pension or Annuity Payments.

Open an IRA Today!

Featured Rates

Featured Rates
Effective Date: Thursday, April 24th, 2014
NameAPR as low as*

Loans (as low as)

Auto Loans 1.99% APR

Home Equity Loans

3.64% APR


Certificates 1.76% APY*
Money Market .45% APY
*APR=Annual Percentage Rate. *APY=Annual Percentage Yield.

All Genisys Rates

Equal Housing Lender National Credit Union Administration
Routing #272483905