Genisys® Credit Union
Home > Accounts > Certificates



Earn more interest with a federally insured savings certificate.

When you are looking for a safe, guaranteed return on your money, a Genisys Savings Certificate is a great choice.  You will earn a fixed rate, guaranteed for the term you choose. 
Plus, our credit union rates are generally higher than the certificate of deposit rates offered by banks.


A Genisys Savings Certificate is a great option for IRAs or to achieve any savings goal.

Choose the savings certificate that’s right for you.

Check out the great rates on all of Genisys certificate offerings.

Open a Certificate Today!


FAQs on common Share Certificate concerns.

Q.  Is a Genisys savings certificate federally insured like a bank cerficates of deposit?
Q.  Can I withdraw funds from a certificate account before the end of the term?
Q.  How are dividends calculated and paid?



Featured Rates

Featured Rates
Effective Date: Sunday, February 7th, 2016
NameAPR as low as*

Loans (as low as)

Auto Loans 1.99% APR

Personal Loan Special

6.49% APR
*APR=Annual Percentage Rate. *APY=Annual Percentage Yield.

All Genisys Rates


Certificates 2.02% APY*
Money Market .45% APY
Equal Housing Lender National Credit Union Administration
Routing #272483905
Learn more about setting up Direct Deposit and Electronic Payments
Federally Insured by NCUA