Genisys® Credit Union
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Let your hard earned money work harder

When you are looking for a safe, guaranteed rate of return on your money, a Genisys Savings Certificate is a great choice.  You’ll get a higher than average fixed rate for a specific time period—so you’ll always know how much you’re earning.

Choose the Certificate that’s right for you

Minimum Deposit
6 months to 5 Years
High fixed rates guaranteed for the term of your Certificate

1 Year Flex Savings Certificate
1 Year
Flexible options:
  • Make additional deposits of $10 to $25,000 per day
  • Opt for a one-time rate change during the 1-year term without changing original maturity date
  • Withdraw up to 25% of the principal with no penalty one time during the 1 year term

Jumbo Share Certificates
6 months to 5 Years
Dividend rates are higher than our Share Certificate rates

Dividends earned on your Certificate are computed daily, paid and compounded quarterly, based on your account balance. Most Genisys Credit Union Certificates can also be opened with IRA funds.

Open a Certificate Today!


Featured Rates

Featured Rates
Effective Date: Wednesday, November 25th, 2015
NameAPR as low as*

Loans (as low as)

Auto Loans 1.99% APR

Personal Loan Special

6.49% APR
Holiday Loan 7.75% APR
*APR=Annual Percentage Rate. *APY=Annual Percentage Yield.

All Genisys Rates


Certificates 2.02% APY*
Money Market .45% APY
Equal Housing Lender National Credit Union Administration
Routing #272483905
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Federally Insured by NCUA