Genisys® Credit Union
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About Genisys Credit Union

Where you come FIRST.

It can be hard to find excellent customer service these days. With all the recorded messages and phone menus you run into, you might wonder if real customer service still exists. Here at Genisys Credit Union we’re owned by our members so service is the most important thing we offer, all the time. Please read our history and explanation of services below and we’re sure you’ll agree our credit union is the financial partner you’ll want on your side.  Visit us at any of our Michigan, Minnesota or Pennsylvania branches or call our member Service Call Center to learn more.

We want you to love your financial institution and when you bank with Genisys, we know that you will!  We are not a bank, and that’s a good thing.  It’s part of what makes us different, but that is just the start of what we are all about.

Your money, your way!  We have all kinds of ways to make it easier to manage your money – online, on your phone or tablet, at one of our 29 branches or at nearly 30,000 fee-free ATMs.

Products and Services

Everything you need and then some!  At Genisys you’ll find all of the products and services you expect from a financial institution but you will be amazed at all of the features and benefits we have packed in, the highly competitive rates, and less of those cash robbing fees you get elsewhere.

Financially Strong
No worries, your money is safe at Genisys!  We have consistently received BauerFinancial's five-star rating for financial safety and soundness, which is the highest rating a financial institution can receive for overall company finances.  Plus you also have peace of mind knowing that member deposits are federally insured by the National Credit Union Association (NCUA).

2014 Annual Report

Our past made us who we are today.  We are still a not-for-profit, member-owned financial organization, but since 1936 we have grown to become one of the strongest credit unions in the country.  Click on the Annual Report link above to see all of our financials.  We aren’t resting on our laurels though.  We are a resourceful and creative team that works with pride, passion and dedication to continue meeting the needs of our current members and those who will need us in the future.


Jackie Buchanan – President & CEO

Board of Directors


Featured Rates

Featured Rates
Effective Date: Tuesday, September 1st, 2015
NameAPR as low as*

Loans (as low as)

Auto Loans 1.99% APR

Personal Loan Special

6.49% APR
*APR=Annual Percentage Rate. *APY=Annual Percentage Yield.

All Genisys Rates


Certificates 2.02% APY*
Money Market .45% APY
Equal Housing Lender National Credit Union Administration
Routing #272483905
Learn more about setting up Direct Deposit and Electronic Payments
Federally Insured by NCUA